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Finanzgruppe Deutscher Sparkassen- und Giroverband: Inside the Savings Banks Finance Group pptx

Finanzgruppe Deutscher Sparkassen- und Giroverband: Inside the Savings Banks Finance Group pptx

Finanzgruppe Deutscher Sparkassen- und Giroverband: Inside the Savings Banks Finance Group pptx

... side Savings Banks Finance Group | Banking marketRetail banking14 INSIDE THE GROUP The Savings Banks Finance Group is made up of legally and financially independent Savings Banks and other ... page 15see page 191WELCOME TO THE SAVINGS BANKS FINANCE GROUP Savings Banks Finance Group | Welcome The Savings Banks Finance Group is not a consolidated group. It comprises approximately ... societies. These ratings are aimed specically at the good credit standing of the Savings Banks and underline the importance of their cooperation within the Savings Banks Finance Group. Currently, there...
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Tài liệu Finanzgruppe Deutscher Sparkassen- und Giroverband: Financial Report 2010 pptx

Tài liệu Finanzgruppe Deutscher Sparkassen- und Giroverband: Financial Report 2010 pptx

... in the risk report on pages 45–47. THE JOINT LIABILITY SCHEME The Savings Banks Finance Group s guarantee scheme The Savings Banks Finance Group | Financial Report 201011 The Savings Banks ... commitment, the fi rst quarter marked the fi rst high for the Savings Banks Finance Group: as Germany’s Olympic partner, the Savings Banks Finance Group accompanies the German athletes to the Winter ... included the sound business model,  the high creditworthiness – particularly of the Savings Banks, the cooperation and solidarity within the Savings Banks Finance Group, the effi cient...
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Tài liệu Inside the numbers: 10-GbE cost comparisons pdf

Tài liệu Inside the numbers: 10-GbE cost comparisons pdf

... getting their fi rstthe market, these cabling vendors are getting their fi rstMeanwhile, fi ber-based 10-GbE systems have been Meanwhile, fi ber-based 10-GbE systems have been medium over the others ... less. But are there circumstances under which fi ber can tances or less. But are there circumstances under which fi ber can be the best overall choice in systems ≤100 meters?be the best overall ... providing these individuals’ answers to the questions posed, they had the option of answering or not answering any question. Also, when more than one individual answered a question the same...
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Tài liệu The Significance of German Savings Banks in regional Structural and Cohesion Policy: Can they avoid regional downward Spirals? pdf

Tài liệu The Significance of German Savings Banks in regional Structural and Cohesion Policy: Can they avoid regional downward Spirals? pdf

... y-axis. The poorer a regions is, the more the regional indicator (x-axis) increases, and the more successful a savings bank, the more the savings banks indicator (y-axis) increases. The pattern ... similar to the western savings banks: The structurally weaker the region, the higher the interest earned. 22 Data interpretation could lead to the assumption that savings banks in weak ... Moreover, the employees working for the municipal authorities emphasised the importance of having regional banks that make on the spot decisions: Regional savings banks - so their comments - have the...
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Tài liệu UCD - The early history of Irish savings banks ppt

Tài liệu UCD - The early history of Irish savings banks ppt

... ABOUT HERE] The main reason for the crisis facing savings banks in these years is different. The systemic run on the banks in the spring of 1848 was the product of the much-publicized, ... the annual growth in deposits in the United Kingdom was less than the return on the sums deposited.26 In Scotland the savings banks came closest to fulfilling their founders’ mission. The ... how one Irish savings bank diverted considerable savings from the local joint-stock banks. In the same vein one of the managers of the Coleraine Savings Bank boasted in 1834 that savings had...
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Tài liệu How the poor (and not-so-poor) saved : savings banks in mid- Nineteenth Century Ireland and America pdf

Tài liệu How the poor (and not-so-poor) saved : savings banks in mid- Nineteenth Century Ireland and America pdf

... their funds elsewhere. In Ireland the 25 savings banks clung more successfully for a time to middle-class savings. 57 Yet even in Ireland the business of the savings banks was sensitive to the ... paid by the joint stock banks and improvements in their facilities. In the United States, where the savings banks came closest to meeting their original mission, their net contribution to savings ... humble life’56 was rather limited. To the limited extent that they served the poor, the new institutions put their savings to more productive use than before. For the poor the alternative would...
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Tài liệu The Cost of a Military Person-Year - A Method for Computing Savings from Force Reductions pptx

Tài liệu The Cost of a Military Person-Year - A Method for Computing Savings from Force Reductions pptx

... costs from the data underlying Figure 4.4 indicate the gross savings, from which the costs for the newly hired civilian personnel are deducted to estimate the net savings. No doubt they would ... year-groups, the SMCRs provide only a weighted average of 43 percent of the total sav-ings to the FG. In other words, in this example, if the total savings estimated using the SMCR is the desired ... of the members in these cohorts. at is, the present value of the future benefits saved at the point the personnel in these cohorts sepa-rate from the force has already been paid for. Hence, their...
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SAVINGS BANKS AND THE DOUBLE BOTTOM-LINE: A profitable and accessible model of finance doc

SAVINGS BANKS AND THE DOUBLE BOTTOM-LINE: A profitable and accessible model of finance doc

... increased the estimateto around 1.4 billion accounts of which three-quarters are serviced by savings and post banks of one form or another.B. Savings banks and the dimensions of access The World ... economies of the world. Savings banks even provide as many small-scale loans in numbers terms as the whole of the specialist microfinance community combined.D. Savings banks and the double bottom-lineAs ... perspective:3. SAVINGS BANKS AND THE DIMENSIONS OF ACCESS SAVINGS BANKS AND THE DOUBLE BOTTOM-LINEA profitable and accessible modelof finance PERSPECTIVES52September 2006■ First, there is the question...
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BEYOND MICROCREDIT: THE ROLE OF SAVINGS BANKS IN MICROFINANCE potx

BEYOND MICROCREDIT: THE ROLE OF SAVINGS BANKS IN MICROFINANCE potx

... to the Gami Pubuduwa Scheme, HNB provided anadditional SMEs financing product, the German Savings Banks FundedCredit Scheme. Through the partnership with SBFIC (the German Savings Banks Foundation ... collateral. The loans to poor households are not-for-profit.10012 The Savings Banks in Germany have developed into one of the largest financial groupsworld-wide, and Savings Banks Foundation ... which affects them. However, all of them, whether theyare banks, non banks or other type of institutions, share the commoncharacteristic of providing financial services to an otherwise “unbanked”population....
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THE EARLY HISTORY OF IRISH SAVINGS BANKS pot

THE EARLY HISTORY OF IRISH SAVINGS BANKS pot

... ABOUT HERE] The main reason for the crisis facing savings banks in these years is different. The systemic run on the banks in the spring of 1848 was the product of the much-publicized, ... the annual growth in deposits in the United Kingdom was less than the return on the sums deposited.26 In Scotland the savings banks came closest to fulfilling their founders’ mission. The ... And if in Britain the banks had little impact on the groups most directly affected by the Industrial Revolution37, in Ireland their impact on the pre-famine underclass, the landless rural...
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