we live in an analog world
Strength momentum connectivity 2011 SHAREHOLDER CORPORATE RESPONSIBILITY REVIEW we live in your world ANZ
... Many people in the communities we serve face difficulties in accessing basic banking services or are not confident in planning or managing their finances Strengthening and improving the financial ... Indian and Australian governments and regulators in opening the Mumbai branch The branch will initially support corporate and institutional banking clients in India, providing a full range of Indian ... our initiatives to support customers facing financial difficulty, including our Debt Advice and Early Assistance pilots in Australia and customer financial well-being initiatives in New Zealand...
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YOUR ANZ YOUR WORLD ANNUAL REPORT 2010 we live in your world ANZ
... locally incorporated subsidiary in China, obtaining a qualifying full bank licence in Singapore and in principle approval for a foreign bank licence in India ANZ Annual Report 2010 Chairman’s Report ... in banking and wealth management, and we continued to grow our existing business By remaining strong through the financial crisis, we have been able to continue supporting our customers and to ... businesses in Taiwan, Singapore, Indonesia, Hong Kong, Philippines and Vietnam from the Royal Bank of Scotland, and the acquisition of ING Groep’s 51% shareholding in the ANZ-ING wealth management...
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YOUR ANZ YOUR WORLD SHAREHOLDER AND CORPORATE RESPONSIBILITY REVIEW 2010 we live in your world ANZ
... Australian bank to be locally incorporated in China, receiving approval for a banking licence in India and obtaining a Qualifying Full Bank licence in Singapore rovided banking services to people in ... strategy and long-term commitment to China, we opened our Chongqing Liangping Rural Bank becoming the first Australian bank to invest in China’s rural finance area In addition, we obtained preparatory ... our initiatives to support customers facing financial difficulty, including our Debt Advice and Early Assistance pilots in Australia and customer financial wellbeing initiatives in New Zealand Banked...
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strength momentum connectivity 2011 annual report we live in your world ANZ
... behind the other major banks Finance Tier capital Individual measures in the Finance category target both financial strength and financial performance relative to peers and internal targets In ... Commercial and Institutional segments and in the Institutional segment in New Zealand In New Zealand, satisfaction in Retail improved and remained constant in Commercial, however, satisfaction levels were ... Jones Sustainability Index Our combined Annual Shareholder and Corporate Responsibility Review provides an integrated view of how ANZ is managing financial and non-financial issues and is designed...
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Packet communicating in an IP World 30
... plane using standard address learning, aging, and filtering mechanisms defined for Ethernet bridging However, the LDP signaling used for setting up and tearing down the VCs can be used to indicate ... of innovative uses of IP telephony across the spectrum of industries, including transportation, manufacturing, government, education, insurance, healthcare, and financial services In any industry, ... the organization All of these changes must be identified early and continually managed, and change initiatives coordinated and integrated in a timely fashion Your change management plan should...
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Tài liệu THE STATE OF THE WORLD’S CHILDREN 2012: Children in an Urban World pptx
... a service does not guarantee access Indeed, many urban inhabitants live close to Children in an increasingly urban world schools or hospitals but have little chance of using these services Even ... Division Children in an increasingly urban world containing the city proper, suburbs and continuously The definition of ‘urban’ varies from country to country, and, DEFINITIONS Urban (area) settled ... wealthiest quintile) Richest 20% A health worker examines an infant in an incubator at Qingchuan County Maternity and Child Care Centre, Sichuan Province, China Poorest 20% Cambodia Nepal Maternal and...
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Becoming Agile: ...in an imperfect world pdf
... of changing them 28 Adapting to change during development 29 Better understanding the project’s status 29 More efficient planning and estimating 29 Continuous risk management 30 Delivering the ... become more agile in? 28 Increasing customer involvement 28 Improving prioritization of features 28 Increasing team buy -in and involvement 28 Clarifying priorities and reminding everyone of the ... Preparing support groups and processes 286 The running maintenance and support worksheet 286 Finalizing help materials and support processes 287 Enabling system monitoring, and creating an escalation...
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THE STATE OF THE WORLD’S CHILDREN 2012: Children in an Urban World doc
... a service does not guarantee access Indeed, many urban inhabitants live close to Children in an increasingly urban world schools or hospitals but have little chance of using these services Even ... Division Children in an increasingly urban world containing the city proper, suburbs and continuously The definition of ‘urban’ varies from country to country, and, DEFINITIONS Urban (area) settled ... wealthiest quintile) Richest 20% A health worker examines an infant in an incubator at Qingchuan County Maternity and Child Care Centre, Sichuan Province, China Poorest 20% Cambodia Nepal Maternal and...
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Báo cáo y học: "Two-year Outcome of Turkish Patients Treated with Zotarolimus Versus Paclitaxel Eluting Stents in an Unselected Population with Coronary Artery Disease in the Real World: A Prospective Non-randomized Registry in Southern Turk
... undergoing their initial and final angiograms The glycoprotein IIb/IIIa inhibitor (Tirofiban) was administered at the operator’s discretion All patients maintained anti-platelet therapy following the ... ENDEAVOR and TAXUS trials (3-9, 15-17) respectively, however, due to differences in trial design or an emphasis on angiographic rather than clinical end points, clinical trials comparing the safety and ... Kaplan-Meier method and log-rank test A P value < 0.05 was considered statistically significant RESULTS Baseline clinical, coronary angiographic and lesion characteristics are shown in Table and...
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The Carbon and Global Warming Potential Impacts of Organic Farming: Does It Have a Significant Role in an Energy Constrained World? pptx
... the growing of crops and livestock production, manufacture and application of agricultural inputs, processing, packaging, distribution and cold storage, preparing and serving, and disposing of ... potatoes and leeks was higher than conventional, in the 20–40% range depending on the crop, but dramatically lower in organic sugar beets and peas, and slightly lower in beans Similar results were ... benefits are an incremental gain, which combined with significant improvements in processing E use and efficiency, and to a lesser degree by improvements in transport, cooling and packaging of conventional...
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Uncommon Sense: Out of the Box Thinking for An In the Box World
... this the increased demand for fuel, housing and medicine, plus the spread of disease, and we have another human disaster in the making It is insufficient to solve singular problems in a random order ... much more than we Non-linear and not well understood Well behaved, linear, and well understood Our Universe: II The actuality – we know and understand very little Non-linear and not well understood ... than the intended cure Unless we devote significant resources to creating models of the world in which we live, alongside the political and financial systems we employ, there is no chance that any...
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Business resilience in an uncertain, resource-constrained world pot
... Asset Management IndusInd Bank Limited Industrial Alliance Insurance and Financial Services Inc Industrial Bank (A) Industrial Bank of Korea Industrial Development Corporation Industry Funds Management ... United Kingdom Switzerland Spain Netherlands Japan Italy Germany France Finland Canada Australia 27 Sector Analysis 23 Number of companies in each performance band A AB C D E No Band (includes ... for meeting climate change-related targets (2011: 65%) This is encouraging as senior level oversight and financial incentives for staff and directors are important in driving and maintaining measures...
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The country we want to live in doc
... by discussing and talking We need action Something 34 Hate crimes and homophobia in the lives of black lesbian South Africans needs to happen and I think we are talking about people’s lives here ... ongoing work of the One-inNine campaign, FEW, OUT LGBT Well-being, the Durban Lesbian and Gay Community and Health Centre, POWA and the Lesbian and Gay Equality Project, the issue of the danger in ... The panels and discussions following Mazibuko’s opening presentation both expanded understanding of the marginalisation faced by lesbian and gay people in South Africa, and began to outline current...
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An update to the World Bank’s estimates of consumption poverty in the developing world* pot
... first time since this monitoring task began, the data indicate a decline in both the poverty rate and the number of poor in all six regions of the developing world Between 2005 and 2008 the ... America and the Caribbean (LAC) until 2002 But we have seen sharply falling poverty counts (and percentage poor) in LAC since then The rising incidence and number of poor in Eastern Europe and ... day in 2008—801 million people—down from 31% in 1990 and 42% in 1981 43% lived below $2 a day in 2008 (2.47 billion); 65% in 1990; 70% in 1981 The developing world as a whole has already attained...
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science in the ancient world an encyclopedia
... masculine (yang) were symbolized by the sun, fire, heat, spring, and summer.Yinyang was initially introduced in the I Ching, the Book of Changes The I Ching presents a worldview that is an organic, ... interest in learning and interest in surrounding himself with able and intelligent counselors such as Alcuin and Einhard Alcuin tutored Charlemagne in the basics of philosophy, mathematics, and ... translated into Latin, were more available by the fifteenth century, taught that Africa and Asia were joined by a terra incognita, an unknown land to the south, which made the Indian Ocean an inland...
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Conversational agent in an interactive virtual world
... [3], an utterance can be classified into a speech act, such as stating, questioning, commanding, and promising The categories of speech act can be domain-independent, as described in TRAINS and ... “understand” the user utterance and transform it to an internally recognizable meaning In our system, the meaning of an utterance is represented by the speaker’s intention (speech act) and semantics ... Utterance Meaning (intention + semantics + S) Figure 8: Transform raw user input to utterance meaning (query pattern) • Preparation Steps We examine the utterance to correct ill-formed inputs,...
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AN0823 analog design in a digital world using mixed signal controllers
... effects of input bias current can be minimized by insuring that the Thevenin input impedance presented to both the inverting and non-inverting inputs is equal Driving the inputs with equal impedances ... the input offset voltage at the analog input (due to pin leakage current) Therefore: The maximum recommended impedance for any analog sources is 10 kOhms Following any change in the analog input ... that any pin used as an analog input should be configured for analog use via the ANSEL register When analog voltages are present on the input to a digital input buffer, both the N and P channel...
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