... role in the economic performance of smaller communities the communities where there has been the greatest concern about the possible adverse effects ofthetransformation in banking The article ... The biggest change has been in the importance of so-called megabanks, those that hold more than $100 billion of assets At the end of 1999, there were eight of these giant companies Together they ... branches for many of their banking services Will thetransformationof banking now under way hurt consumers by raising the price or reducing the quality of these services? Or will the changes benefit...
... part ofthe best from given areas ofthe country to test themselves against the best from other areas The teams themselves arranged the games But even if somewhat informally organized, these ... Park had won several of these championship games, but this day they weren’t going to add Glenville to their list ofthe vanquished The scoreboard at the end ofthe hard-fought game read Glenville ... interrupted the proceedings The kid next to Benny had knocked his prayer book out of his hand A moment later there was the sound of another thud It wasn’t another book It was the sound ofthe teacher’s...
... rooms over the year Changes in the scope of consolidation, which reduced reported revenue by €285 million or 5.1%, as a result ofthe asset disposal strategy and the €76-million impact ofthe Lenôtre ... over the year 2012: Another year of record development Accor opened 38,085 rooms in 2012, of which 85% under management or franchise agreements This performance was led by the combination of: The ... primarily as a result of gains in the Australian dollar and the British pound against the euro At constant scope of consolidation and exchange rates, the increase was 2.5% for the quarter Upscale...
... upside down, the way the majority of your competitors business I like the approach of Sam Walton, founder of Wal Mart He said, “Break the rules Swim upstream Go the other way Ignore the conventional ... aspects of what 29 they do, if they show signs of creativity when it comes to the way they their job, and methods of improving it, these are all good signs This is what you are looking for If they ... look at the state of businesses in general 17 76 percent, or so, of start-up businesses fail within five years The overall state of service customers receive is pretty appalling The level of sales...
... course ofthe subsequent chapters that the main cause ofthe dislocation ofthe exchanges has been the almost universal disregard ofthe rules of common sense in the treatment ofthe money supply of ... language, the "disregard ofthe rules of common sense in the treatment ofthe money supply" ofthe United States; the depression is proximately an effect of inflation The postWar inflation in the United ... CAUSES OFTHEGREAT DEPRESSION The origins oftheGreat Depression, then, go back to the War and the inflation produced by war financing, assisted hi this country by the operations ofthe Federal...
... president of two divisions ofthe American Psychological Association: the division ofthe history of psychology and the division of theoretical and philosophical psychology He is fellow ofthe American ... identify the boundaries ofthe subject and its central issues In wrestling with the problem of knowledge, the nature of good and evil, theories of governance, and the root question the sort of life ... weakness ofthe perceptual systems than another version of their adaptive strength, for they indicate how perception is shaped by the overall context; the context of meanings, of other objects, of...
... candidate for the degree of Master of Arts (TEFL) accept the requirements ofthe College relating to the retention and use of Master of Arts Thesis deposited in the library In terms of these conditions, ... reduce the reliability ofthe test scores On the basis of these results, the author provides some suggestions towards the improvement ofthe test quality The reliability ofthe final achievement ... usually given at the end ofthe school year or at the end ofthe course to measure how far students have achieved the teaching goals The contents of these tests must be related to the teaching content...
... that the price was all-important, and every penny counted The supermarket was generally accepted as the food retailer until the years 1970s By the end ofthe decade, the changing lifestyle ofthe ... Demographic profile of supermarkets’ non-users and heavy-users The demographic profile of heavy users in the sample is similar to the profile described for the whole sample (table 4.16 The figures ... 32% the same as the position in Hong Kong in 1980 The figure is expected to rise to 75% by the end ofthe nineties, less than half the time it took in Hong Kong In the Philippines, despite the...
... Statistics Office Department Store In Western countries, department stores make profits through the difference between the price they pay to their suppliers and the price at which they sell the product ... Association The most visible changes in Korean channels of distribution are the increasing market shares of discount stores, and the rise of Internet shopping These two channels have stolen the market ... Consumption recovery was delayed in the first half of 2007 due to the strength ofthe Korean Won against the US dollar, in addition to high oil prices In the second half of 2007, consumption appeared...
... Harbor and by the Allies to mislead the Germans about the exact location of their invasion of France The use of intelligence was critical to American success in the Cuban missile crisis The Viet Cong ... world war of global competition While some of it was necessary, too much ofthe corporate downsizing that has negatively impacted millions of people's lives is the result ofthe mistakes ofbusiness ... provides a systematic way of creating winning strategies based on the timeless ideas of Sun Tzu The book is made complete by the inclusion ofthe original translation ofThe Art of War by Samuel B Griffith...
... we depend on other people Causes The first cause ofthe problem of computer illiteracy is the lack of useful information in the course of information science The second cause is unwillingness ... The problem of computer illiteracy as a one of main problems ofbusiness students Symptoms The main symptom ofthe computer illiteracy is an inability ... for them, instead of learning how to it themselves The third cause is lack of access to computer The fourth cause is dissatisfactory school base The fifth cause is insufficient allocation of application...
... faced with the problem of extracting labor effort from workers In the arsenal of strategies of social control available to the capitalist class, one ofthe key weapons is the degradation of work, ... affect the class distribution ofthe labor force First, the expansion of capitalism tends to destroy independent, self-employed producers In the nineteenth century and the ®rst half ofthe twentieth ... categories The expectations for the changes in various categories of employees can be more clearly derived from the logic of post-industrialism The expectation in post-industrial theory of a world of...
... in the process, making it so warren g bennis is the University Professor and Distinguished Professor ofBusiness Administration at the University of Southern California’s Marshall School ofBusiness ... products, and they’re not worried about how they get them They’ve made you CEO because they think you can give them what they want Remember, they saw the report, too, and they buried it If they’d wanted ... systematically defined the processes of NGP creation and the roles ofthe various participants The CEO framed the challenge The executive team selected the CGO, created the unit, established the mission,...
... Describing in detail the content ofthe speaking syllabus for the second year students ofBusiness and Administration at HUI 1.5 Design ofthe study 18 The study will consist ofthe following parts: ... this type of syllabus lies in the degree of contextual support, the cognitive difficulty ofthe task, the amount of assistance, the language complexity, the psychological stress, and the amount ... presentation 29 ofthe language rather than the other way around To maximize the use ofthe content, the designer must relate it to providing links and continuity across the skill areas The courses...
... to the bulge ofthe equator Many forms of life on the coast are tailored to the cycle of tides High and low The gravitational pull ofthe Moon on the Earth causes tides in the oceans and seas of ... times? A The shape ofthe Moon as seen from the Earth keeps changing The changing shapes ofthe Moon are called phases When the side ofthe Moon that faces the Earth is turned away from the Sun, ... station at the centre ofthe East Antarctic Ice Sheet In the northern hemisphere the longest day falls during the summer, on 21 June, when the northern half ofthe Earth is tipped towards the Sun...
... optimize the efficiency ofthe drive In this work, we will show how an extension ofthe Park transformation will lead to the 'jxeudo-dq" components ofthe electric variables The electric equations of ... paper a new transformation which preserves the same advantages as the Park transformation A Mathematical Model ofthe BDCM We suppose that the motor has the following typical features : - The airgap ... electrical equations ofthe machine can therefore be written as follows : are the backemf (p is the number of pairs of poles ofthe machine, is its instantaneous position and Cl is the rotor r a " PW...
... ● Preface to the Third Edition The thirteen years that have passed since the publication ofthe first edition ofThe AMA Handbook ofBusiness Letters have witnessed the takeoff ofthe Internet ... word processing in the first part ofthe book complement the sections on basic letter-writing skills The second part ofThe AMA Handbook ofBusiness Letters is the heart ofthe book Here, more ... Margins on the typed letter should be consistent The margins on the top and the bottom ofthe letter should be the same The side margins should also be equal to one another The size ofthe margins...
... is the cross-sectional average ofthe bank-specific variable αi of those banks for which there is an observation in month t As the composition of this sample changes in the course of time, the ... responsible We choose the following method of mitigating the problem of changing sample composition: Instead ofthe exposure levels Xi (t), we investigate the change in the exposure ofthe same bank, ... contribution ofthe systematic factor and the regulation to the total timely variation ofthe exposure is 17.24% and, therefore, 82.76% ofthe variation is due to idiosyncratic effects These effects...
... position at the present day The present theories ofthe transmission of light and sound; ofthe production of winds, and sun-spots, and ofthe method of development and dissemination of heat, are ... inherent nature of those forces? Do they, or either of them, belong to the domain ofthe supernatural? Are they the products of some supreme force, or forces, heretofore unappreciated? The reply is ... frictions of every kind;[C] the motions ofthe waters ofthe earth, thegreat oceans, with their rolling tides sweeping the whole circumference ofthe earth twice in twenty-four hours, at a speed of...