... Office, and in 2007, following the inquiry of the Spanish Competition Commission, fined several savings banks for market-sharing agreements. INVESTIGATING DIVERSITY INTHEBANKINGSECTORIN EUROPE ... relationship-based banking model led savings banks to gain substantial market shares. In addition, they are leading the main initiatives aimed at combating financial exclusion mainly through their investment ... problems in Germany at the 10% significance level. Nevertheless, all the equations pass the overall significance tests, i.e. the F-tests. INVESTIGATING DIVERSITY INTHEBANKINGSECTORIN EUROPE...
... The comeback of trust into the business models of thebankingsector would most likely be undermined. Finally, the lacking intention of the central government to become a shareholder of the ... distressed assets inthebankingsector are deposited in a single bad bank. If one bad bank were established for each of the three main pillars of the German banking industry – i.e. for the credit ... borne first by the taxpayer. The greater the amount paid initially for the troubled assets, the higher the risk of future losses. The participation of the private sectorin absorbing these losses...
... funds in private sector investments PPCR funds used in private sector investments will adhere to the principles outlined below. Minimum concessionality: MDBs will seek to provide the minimum ... crops for fear of losing them, and falling into debt. Thus, a critical task for the public sector will be to support the private sectorin creating financial risk sharing and management approaches ... level in 1750, with most of the increase having occurred inthe 20th century and the most rapid rise occurring since 1970. Temperature changes over the continents have been greater than the...
... hreflecting workers in dewatering functions (i.e., getting logs out of the water into the mill), and loading ships.Pulp & paper - 5% marine component reflecting h in- house shipping crew at the ... marine focus.Discussion with individuals inthe forest industry suggest the following approximations for the marine share of coastal forest activity:Logging - 2% marine component reflecting ... Ocean SectorsThere are many other sectors inthe B.C. economy that are dependent on the ocean environment. However, most of these sectors will be addressed implicitly inthe analysis of indirect...
... Growers in the Plantation Sector There is predominance of small growers in the plantation sector. Table 4.12 reveals the share of small growers in the production of plantation crops in South ... under the non-food grain sector, plantation crops have recorded the maximum growth in area during the period 1976-'77 to 1995-'96 as revealed by the enormous increase in their area index ... rubber cultivation was mainly inthe large grower sector (20 hectares and above) inthe initial stage, later small growers entered this field and the area under them exceeded the area of estates....
... Assessing the quality of investment advice inthe retail banking sector A mystery shopping reviewFebruary 2013 3Assessing the quality of investment advice inthe retail bankingsector ... the customer at the beginning of their first meeting. The adviser took time to explain key information and check the customer understood it. This included the adviser making it clear that the ... other factors causing poor advice” 13Assessing the quality of investment advice inthe retail bankingsector Section 2 – Key causes of poor adviceFailing to give customers the correct informationWe...
... Companies1 In order to attract foreign investment into Vietnam, the government has introduced the law onforeign investment, offered a lot of incentives including tax. After the financial turmoil in the Southeast ... the totalinvestment inthe economy during 1996-97.5.5 Banks in Vietnam5.5.1 Overview of local banking system structure and regulationVietnam initiated banking reforms in 1988-1989, when the ... the increasing private investment and the risk exposure of the lenders necessitate researches in risk mitigation in project financing in Vietnam,particularly in private sector. On the other hand,...
... the deepening process of the financial markets has rendered the dominance of thebankingsectorinthe financial system. At the same time, opening ofmarkets and reforms have contributed to the ... efforts inthe application ofinformation technology, in exploring on-line banking business as well as in promotingnon-bank financial institutions. Efforts should be made in upgrading financialoperations ... policyinstruments.C. Sequencing of institution building inthe financial sector The sequencing of institution building inthe financial sector may differ fromcountry to country. However, there are some experiences...
... understanding of the basic concepts of gender mainstreaming, and the ways in which these are linked to health and HIV, there is the goal of increasing understanding of these concepts. On the other ... from its use. Designed by minimum graphicsPrinted in INDIAWHO Library Cataloguing -in- Publication DataIntegrating gender into HIV/AIDS programmes inthe health sector: tool to improve responsiveness ... empowering approach enabling women to regain control over their lives, helping them to make choices and set goals, and encouraging them to believe in and nurture themselves. Training was developed...