surfaces and their consequences for dust aerosols and air quality the hamoun lakes of the sistan area iran

SECURITIZATION, BANK LENDING AND CREDIT QUALITY THE CASE OF SPAIN pptx

Ngày tải lên : 22/03/2014, 20:20

... ratios and the maturity of the instrument in the rating of ABS and the higher impact of size, efficiency, RoE, the market These differences between MBS and ABS are also supportive of the hypothesis ... risk-taking and rating changes A recent strand of the literature concentrates on the role that securitization has on risk-taking and the determinants of the credit quality of the securities themselves ... model The results of the baseline model are shown in Table The equation of the loan growth of the bank issuing the security is shown in the second column As expected, the lagged loan growth of the...

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chung - 2004 - selective mandatory auditor rotation and audit quality - an empirical investigation of auditor designation policy in korea [mar]

Ngày tải lên : 06/01/2015, 19:42

... permission of the copyright owner Further reproduction prohibited without permission UMI N um ber: 3154606 INFORMATION TO USERS The quality of this reproduction is dependent upon the quality of the ... by the government In an effort to improve the quality of audits and to foster the growth o f the auditing profession in Korea, in December 1980, the government introduced competition into the ... policy, the FSC designates auditors for firms based on the size of client-firm assets at the close of the prior accounting period, and the points accumulated by the auditors (AD scores) 10 The auditor...

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lim and tan - 2008 - non-audit service fees and audit quality- the impact of auditor specialization

Ngày tải lên : 06/01/2015, 19:43

... previously defined 18 We define the consensus analyst forecast as the median EPS forecast computed over the set of the analysts providing forecasts for the firm We use the most recent forecasts that are no ... earnings forecast for the quarter immediately after the disclosure of fee information in the proxy statement, scaled by stock price at the beginning of the quarter; both actual and forecasted ... PRNAU , and LTOT , as defined earlier; GRW = sum of the market value of equity and book value of debt scaled by book value of assets at the end of the quarter; VOL = standard deviation of daily...

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Báo cáo lâm nghiệp: " Natural hybridization between cultivated poplars and their wild relatives: evidence and consequences for native poplar populations" pdf

Ngày tải lên : 08/08/2014, 00:22

... of the genome are open to the incorporation of alien alleles, but introgression is restricted in other parts of the genome [58, 76] Introgression may therefore be an important mechanism for the ... with other taxa are much more likely to hybridise if only because of the difficulty of finding mates of the same species This is the case for isolated native populations of P nigra at the Northern ... barriers and its frequency depends on the local population size and the abundance of the cultivated poplars In summary, the risk of natural hybridization between cultivated poplars and their wild...

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Algorithms for meshing smooth surfaces and their volumes

Ngày tải lên : 15/09/2015, 21:52

... (zδ , r) The point zδ is called the center of the simplex and it is the intersection of the aﬃne space of δX and νX The radius of the orthosphere r is the weighted distance from zδ to either sphere ... which R is the minimum distance from the center zX to the hyperboloid and equal √ to the absolute value of the radius of the orthosphere of δX divided by The sign in the right side of the equation ... all the cubes forms an octree decomposition of the domain Then, the octree is wrapped and cut so that it conforms to the domain boundary Finally, the cells in the octree are triangulated and forms...

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Changes of temperature data for energy studies over time and their impact on energy consumption and CO2 emissions. The case of Athens and Thessaloniki – Greece

Ngày tải lên : 05/09/2013, 16:10

... the monthly and yearly average ambient dry-bulb temperatures for the two cities and for the two decades, as well as for the twenty year period of 1983-2002 The values of the two decades for the ... meteorological stations of the National Observatory of Athens (NOA) [8] and of the Aristotle University of Thessaloniki (AUTh) [9] The results for the two decades are compared and the existing differences ... trend in the eastern and south-eastern parts of the Mediterranean, indicating a less frequent expansion of the low pressure over the area and therefore a weakening of the Etesian winds and a subsequent...

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Biochemical characterization of thermophilic lignocellulose degrading enzymes and their potential for biomass bioprocessing

Ngày tải lên : 05/09/2013, 16:11

... process [2] The tolerance of high temperatures improves the enzyme robustness and increases the enzyme reaction rates needed for industrial-scale processes thereby decreasing the amount of enzyme ... production [7, 27] These reports, however, lack information on the biochemical and kinetic properties of the secreted enzymes Such information may be useful in gaining better understanding of the lignocellulose ... 600C and 150 rpm for 120 h and the enzyme activities determined thereafter 2.6 Enzyme assays The cellulase and xylanase activity were determined by the assay method of Dutta et al [31] and Cheng...

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iec 60502-1 power cables with extruded insulation and their accessories for rated voltages

Ngày tải lên : 25/12/2013, 11:08

... liquid bath The measured value of resistance shall be corrected to a temperature of 20 C and km length in accordance with the formulae and factors given in IEC 60228 The d.c resistance of each conductor ... in the table, the thermal resistivity of the soil surrounding the cable may, in the course of time, increase from its original value as a result of drying-out processes As a consequence, the ... shape of the cable remains practically circular and no adhesion occurs between cores and sheath The oversheath may penetrate into the interstices of the cores, except in the case of thermoplastic...

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STAINLESS STEELS their properties and their suitability for welding

Ngày tải lên : 14/03/2014, 12:21

... knowledge of the properties of different phases, it is possible to judge the extent to which they affect the service life of the weldment The diagram can be used for rough estimates of the weldability ... responsibility for errors or for information which is found to be misleading Suggestions for or descriptions of the end use or application of products or methods of working are for information only and the ... physical properties and mechanical properties of the steels and provide information on their weldability – give advice on the selection of filler metals for different steel grades – inform briefly on...

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ON THE TRANSFORMATION PROCESSES OF THE GLOBAL PULP AND PAPER INDUSTRY AND THEIR IMPLICATIONS FOR CORPORATE STRATEGIES – A European perspective pot

Ngày tải lên : 18/03/2014, 02:20

... each theory and the applicability of each theory depends on the context and the business in question However, it seems that for this study and the pulp and paper industry the positioning school and ... the above very fundamental questions It should also be noted, that the title of the research is “On the transformation processes of the global pulp and paper industry and their implications for ... relevant theoretical concepts and previous research – including those of the researcher at Ernst & Young (2) Analysis of the profitability of the biggest pulp and paper companies of the world and the...

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the economic crisis and its consequences for the environment ppt

Ngày tải lên : 18/03/2014, 15:22

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Blackwell Publishing Ltd Reproductive asynchrony in natural butterﬂy populations and its consequences for female matelessness ppt

Ngày tải lên : 22/03/2014, 12:20

... model males and females may differ both in d and D We then focus upon the effects on q* as a function of asynchrony, density, the value of c(·) and the amount of protandry MODELS FOR ALTERNATIVE ... as the biggest differences among these models occur at the beginning and end of the season (Figs and 4) Furthermore, the qualitative difference between the two species in the time– course of ... analysis of the P smintheus 1996 data suggested that this species is both asynchronous and protandrous (Table 2), that there is an increase in the proportion of unmated females towards the end of the...

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Báo cáo khoa học: Expressed as the sole Hsp90 of yeast, the a and b isoforms of human Hsp90 differ with regard to their capacities for activation of certain client proteins, whereas only Hsp90b generates sensitivity to the Hsp90 inhibitor radicicol pdf

Ngày tải lên : 23/03/2014, 07:20

... comparable efﬁciencies, both of the yeast and both of the human isoforms of Hsp90 indicated that the levels of Hsp90 expression in strains PP30[pHSC82b], PP30[pHSP82], PP30[hHsp90a] and PP30[hHsp90b] were ... although the Hsp90b expression of PP30[hHsp90b] appeared to be slightly lower than that of the other three strains (Fig 1A) These yeasts, isogenic but for their Hsp90 gene, might therefore be ... vivo, ATP turnover rate therefore being an important determinant of the length of time for which a client remains Hsp90-bound [39–41] The question therefore arises of whether more inefﬁcient Hsp90b...

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The Future Isn’t What It Used To Be Changing Trends And Their Implications For Transport Planning doc

Ngày tải lên : 23/03/2014, 10:20

... necessary in the first place Let’s get our hands off the wheel and onto the keypad — where they belong 22 The Future Isn’t What It Used To Be: Changing Trends And Their Implications For Transport ... sorely damaged their industry Now, they may find that their youngest generation of potential customers will either purchase fewer cars, put off buying cars until later in life — or they won’t end ... France, Italy, Finland, Sweden and the U.K., and appear likely to level off at a point lower than the U.S peak of 0.75 vehicles per capita Millard-Ball and Schipper (2010) and Newman and Kenworthy...

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Báo cáo khoa học: "Processes that Shape Conversation and their Implications for Computational Linguistics" pot

Ngày tải lên : 31/03/2014, 04:20

... to the onset of the repair, orange The results were that listeners made fewer errors, the less incorrect information they heard in the reparandum (that is, the shorter the reparandum), and they ... However, the affordances of different media affect the costs of coordinating these activities The actual forms of speech and text corpora are shaped by how people balance and trade off these costs ... fillers than they did on fluent utterances These findings highlight the importance of timing in speech recognition and utterance interpretation The form and length of the reparandum and edit interval...

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Báo cáo hóa học: " Algorithms for Blind Components Separation and Extraction from the Time-Frequency Distribution of Their Mixture" docx

Ngày tải lên : 23/06/2014, 01:20

... order to group the halves (or parts) of the actual components together This is performed in the third and last phase of the algorithm Algorithm gives the details of the second phase The classiﬁcation ... 3.3 Performance evaluation and comparison In this subsection, we evaluate the statistical performance of the proposed ﬁrst algorithm and compare it to the performance of the HAF method [7] For that, ... step of the iterative algorithm For this reason, at the end of the second phase, we end up with a number of components which is higher than the actual number of components in the signal Therefore,...

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Preparation of chitosan magnetite composite beads and their application for removal of Pb(II) and Ni(II) from aqueous solution

Ngày tải lên : 02/07/2014, 14:14

... isotherms are one of the most useful data to understand the mechanism of the adsorption and the characteristics of isotherms are needed before the interpretation of the kinetics of the adsorption ... controls the adsorption of the metals on the solid–water interfaces The pH affects the availability of Pb, Ni ions in solution and the metal binding sites of the adsorbent It can be noted that there ... solution and Br2 solution After the formation of the Ni(II)-dimetyl glyoxim complex, the concentration of Ni(II) ions was determined from the absorbance at 475 nm The amount of Pb(II) and Ni(II)...

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Báo cáo lâm nghiệp: "Composition, distribution and supposed origin of mineral inclusions in sessile oak wood – consequences for microdensitometrical analysis" ppsx

Ngày tải lên : 07/08/2014, 16:20

... height Respectively for the 0.7 mm and the mm strips, the following settings were used: intensities of 12 and 10 mA; accelerating tensions of 7.5 and 10 kV; exposures of and h The X-ray negatives ... assessments about their chemical composition, abundance and distribution, and to evaluate the implications of their presence for microdensitometrical analyses of sessile oak wood Although these “contaminations” ... significant inﬂuence of the presence of calcium carbonate crystals (CaCO3 , calcite) on the infradensity of poplar wood The aims of the present study were to verify the crystalline nature of the high-density...

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Báo cáo lâm nghiệp: "Morphological and functional variability in the root system of Quercus ilex L. subject to conﬁnement: consequences for aﬀorestation" ppt

Ngày tải lên : 08/08/2014, 00:22

... limitation to the main root growth by shortening its length to the depth of the container and preventing the development of replacement taproots The conﬁning of lateral roots in the container and their ... morphology and root morphology and topology For the morphological characterisation of shoots and roots and the topological characterisation of roots, 22 seedlings were taken randomly per type of container ... information according to their partially overlapping position in the biplot, with overall higher values for all these variables characterising the shorter (ST) tube type On the other hand, the...

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