streamlined for more focused
Tài liệu Increased Complexity in Rates and Fees Heightens Need for More Effective Disclosures to Consumers docx
Ngày tải lên :
16/02/2014, 03:20
... 1995-2005
(unadjusted for inflation)
Notes: Consumer Action data did not report values for 1996 and 1998.
CardWeb.com, Inc. data are for financial institutions with more than $100 million in ... amounts of text before
reaching the important information, in this case the amount of the annual
percentage rate (APR) for purchases. Best practices would dictate that
important information—the ... be understandable because they
generally included more information in a tabular format than cardmember
agreements.
Poor Organization and
Formatting
The disclosure documents the consultant...
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Tài liệu Báo cáo khoa học: "Support Vector Machines for Query-focused Summarization trained and evaluated on Pyramid data" ppt
Ngày tải lên :
20/02/2014, 12:20
... information to be included in a query-
focused summary. Several SVMs are
trained using information from pyramids
of summary content units. Their per-
formance is compared with the best per-
forming ... contains positive, negative and neutral
discourse markers, respectively. For instance,
what’s more is positive, while for example and
incidentally indicate lack of relevance.
• Two binary attributes ... single one. In terms of the
DUC contests
1
, a query -focused summary has to
provide a “brief, well-organized, fluent answer to a
need for information”, described by a short query
(two or three...
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Basel III: A global regulatory framework for more resilient banks and banking systems pot
Ngày tải lên :
06/03/2014, 09:20
... stress for the credit spread parameters
8
Basel III: A global regulatory framework for more resilient banks and banking systems
capital incentives for banks to use central counterparties for ...
of critical reforms to the Basel II framework. These reforms will raise capital requirements for
the trading book and complex securitisation exposures, a major source of losses for many
internationally ... Pillar 2 process to adjust for the compression of probability of default (PD)
Basel III: A global regulatory framework for more resilient banks and banking systems
29
– For an instrument that...
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Global Health in Medical Education: A Call for More Training and Opportunities pptx
Ngày tải lên :
14/03/2014, 21:20
... provided for students to work
more with local multicultural
Global Health
Academic Medicine, Vol. 82, No. 3 / March 2007228
Global Health
Global Health in Medical Education: A Call for
More Training ... country. In
addition, the FIC’s newly established
Framework Programs for Global Health
provides support for NIH-funded U.S. and
foreign institutions to help develop
multidisciplinary curricula in ... rise, further efforts are
needed to understand the contextual
basis for poor health among these
communities.
5,6
To address the United
Nations’ Millennium Development
Goals, research efforts are being
specifically...
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HIDDEN COST REDUCTIONS IN BANK MERGERS: ACCOUNTING FOR MORE PRODUCTIVE BANKS docx
Ngày tải lên :
15/03/2014, 10:20
... of the performance variable before and after the merger. For
the merged bank and its predecessor banks, the absolute performance
measures (X
i
) are the eight-quarter mean of the performance variable
before ... banks, we regress each performance measure
against a dummy variable for large merger and an intercept term separately
for the three time periods. The dummy variable for large merger equals
one ... variable
before and after the merger quarter.
4
Subtracting the absolute performance
of the peer group from that of the merged bank produces the relative
performance of the merged bank before and...
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Laugh and Learn: 95 Ways to Use Humor for More Effective Teaching and Training
Ngày tải lên :
16/03/2014, 18:31
... of giving the brain
“downtime”—a few minutes to process new information. It is for this rea-
son that every chapter contains one or more Reflection Sections, like the
one following below.
I strongly ... communication
tools
❖
How humor can be used to make information “feel real”
❖
How humor and play can help your brain to breathe
laugh and learn
95 ways to use humor for more
effective teaching and training
C
HA
P
TER
2
come ... humor!
10
LAUGH AND LEARN
acknowledgments
First and foremost, thanks to Eric Jensen for talking me into writing this
book way back in 1997, and for his continued assistance as it was being
written.
Thanks...
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Tips for getting more English words! - Bí quyết học nhiều từ mới
Ngày tải lên :
17/07/2013, 01:26
... Tips for getting more English Words!
BÍ QUYẾT HỌC NHIỀU TỪ MỚI
Learn by doing ! The body learns faster than ... when we do
something, we learn faster than by watching or hearing it. Don’t just look and listen for
new words. Use them! Speak them. Write them down. Read them. Practice every new
word that you ... active in trying to discover new words. If you com across
something you don’t know the English word for, find out what it is! Look it up on the
Internet or in a dictionary, then write it down in a...
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Tài liệu More than subject-specific skills for students pdf
Ngày tải lên :
10/12/2013, 11:15
... EMPLOYERS ARE LOOKING FOR
In the fast-paced work environment, employers are
looking for graduates who can fit into their organizations;
can add value and learning quickly. More and more
organizations ...
need for students to develop these capabilities has arisen
partly from the demand from employers for more
employable’ job candidates. Computing and IT graduates
need to analyse business information ... issues
The expectations of the graduates are also changing. More
and more graduates are beginning to realize that there is no
job for life in our modern world. Their main focus is to
maintain...
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Tài liệu Give An Angry Customer Even More Than They Asked For doc
Ngày tải lên :
20/12/2013, 18:15
... customer service." You can't pay for that
kind of advertising. The original mistake is largely forgotten and entirely forgiven,
replaced by admiration for their approach to remedying the ... I'm still in
business, I'll clean your ducts again for free."
Jeff's offer was generous and more than we would have asked for, or expected.
He proceeded to reclean all the ducts ... that before I left and I didn't. I'm
sorry. I will reclean every duct in your house."
He continued: "And to make up for the inconvenience, you can call me every
year for the...
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More Show Me How: Everything We Couldn't Fit in the First Book Instructions for Life from the Everyday to the Exotic Perfect Paperback
Ngày tải lên :
15/01/2014, 12:15
... vents in tarp.
Duct-tape the blower onto
the hole and go for a ride.
19
get some play at a concert
shop for love at the market
Not looking for a big commitment?
Stay out of the baby aisle!
If his ... in refrigerator.
Pour into container ; cool before using.Melt in a double boiler. Stir in distilled water. Stir until completely blended.
Cool before applying.Stir to blend.Submerge in hot water.Combine ...
bangs
bell-shaped
petticoat
platfor m shoes
parasol
center gai
manba
deep tan
white or pastel
makeup
oral decor
streaked hair
wide belt
Tokyo’s Harajuku neighborhood is a mecca for
fashionable youngsters,...
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Tài liệu 101 MORE GAMES FOR TRAINERS ppt
Ngày tải lên :
25/01/2014, 08:20
... six and discuss reasons for any similarities
and differences.
x 101 More Games for Trainers
Defining the Categories
The exercises in this book fall into one or more of these six categories. ... solution: Stack
two pennies on top of each
other for each of the four
corners, then place one
penny between each corner
to form a square.
101 More Games for Trainers 5
GAME #5: Group Goals
... M
ORE
G
AMES FOR
T
RAINERS
A Collection of the Best Activities from
Creative Training Techniques Newsletter
by Bob Pike with Christopher Busse
101 More Games for Trainers...
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Getting more Budget for Social Media
Ngày tải lên :
09/02/2014, 20:33
... nature.
Management won't ok the spend for your engagement platform or additional people or other
resources. It seems as if the well has dried out for additional funding for your initiatives. In this
article, ... objections and solutions for getting more budget freed up and applied
to your social media campaigns.
What does social media do for your organization? This is a fair question for management or the
powers ... something.
socialmediatoday.com
http://socialmediatoday.com/adriel-michaud/981141/getting -more- budget-social-media?
utm_source=feedburner&utm_medium=email&utm_campaign=Social+Media+Today+(all+posts)
Getting more Budget for Social Media
Posted by:Adriel...
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Tài liệu Báo cáo khoa học: "Bucking the Trend: Large-Scale Cost-Focused Active Learning for Statistical Machine Translation" docx
Ngày tải lên :
20/02/2014, 04:20
...
Number of Foreign Words Annotated
BLEU Score
Number of Foreign Words Annotated
the approx. 54,500 foreign words
we selectively sampled
for annotation
cost = $205.80
last approx. 700,000
foreign ... estimate the time required
for POS annotating. Kapoor et al. (2007) assign
costs for AL based on message length for a voice-
mail classification task. In contrast, we show for
SMT that annotation ... HNG, for short.
HNG solicits translations only for trigger n-grams
and not for entire sentences. We provide senten-
tial context, highlight the trigger n-gram that we
want translated, and ask for...
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Báo cáo khoa học: Protein crystallography for non-crystallographers, or how to get the best (but not more) from published macromolecular structures potx
Ngày tải lên :
16/03/2014, 06:20
... effort). Structural
information can be subsequently downloaded by the
users as a text-formatted file. For a structure with the
accession code 9xyz, the corresponding file would be
9xyz.pdb. (For ... measured
data set, is therefore another important parameter of
data quality.
The above numerical criteria are usually quoted for
all data and for the highest resolution shell. Unfortu-
nately, it is ... analysis for nucleic acids and their
complexes. Nucleic Acids Res 32, W615–W619.
46 Ramakrishnan C & Ramachandran GN (1965) Stereo-
chemical criteria for polypeptide and protein chain
conformations....
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