... for customers due tothe lack of consensus among the agencies of registration for security transactions Another limitation lies in the ability ofcredit officers to carry out credit evaluation, ... judgment ofthe borrower so as to limit the number of non-performing loans In each case the aim ofthe underwriter was to come to a somewhat subjective view as to whether or not the individual was creditworthy ... performance In the scope ofthe thesis, only key performance indicators will be taken into consideration in order to evaluate and quantify effectiveness of consumer credit 1.5.1 Qualitative indicators...
... times the value ofthe investment objects such as stocks and bonds, to ensure that if how much the price of stocks and bonds change, the price of derivatives will be maintained atthe original The ... ofthe liquidity ofthe securities market which was expressed in the stock transaction values increased rapidly in the last time, the rate which compared tothe total ofthe market capitalization ... promoting the sustainable development ofthe securities market in Viet Nam The development and formation ofthe Securities market is the culmination ofthe market economy The foundation ofthe Securities...
... that it is only atthe level of upper and marginal zones that the immunostainings reflected the pattern of urinary levels of CTXII in the experimental groups The cartilage ofthe rats from the ... the lacunas ofthe inner zone, (f) in the superficial matrix of a section and (g) in the proliferating cells ofthe growth plate (h) Preimmune serum control for CTX -II atthe growth plate (PIIANP ... any indication for a response ofthe other type II collagen degradation marker, Helix -II Changes in body and uterus weight ofthe ovariectomised rats To investigate the initial effects of oestrogen...
... that it is only atthe level of upper and marginal zones that the immunostainings reflected the pattern of urinary levels of CTXII in the experimental groups The cartilage ofthe rats from the ... the lacunas ofthe inner zone, (f) in the superficial matrix of a section and (g) in the proliferating cells ofthe growth plate (h) Preimmune serum control for CTX -II atthe growth plate (PIIANP ... any indication for a response ofthe other type II collagen degradation marker, Helix -II Changes in body and uterus weight ofthe ovariectomised rats To investigate the initial effects of oestrogen...
... contributes tothe overall performance ofthe company It is important to analyze existing constraints that impact the supply chain operations and to suggest solutionstoimprovethe effectiveness ofthe ... un-predictable factors Slack, Chambers and Johnston (2007-157) observed that the better the service the operation can provide to its customers, the better will be its potential to attract customer and therefore ... corporate level to balance the demand and the supply forecast The control of these data will help to identify critical situation such as write-off, stock-out… to better monitor the distribution...
... contributes tothe overall performance ofthe company It is important to analyze existing constraints that impact the supply chain operations and to suggest solutionstoimprovethe effectiveness ofthe ... help toimprove stock 50 capacity and reduce carried on cost Below Table 2.4 shows a stock coverage atthe end ofthe month with both too high and too low level of stock that may lead to stock-out ... corporate level to balance the demand and the supply forecast The control of these data will help to identify critical situation such as write-off, stock-out… to better monitor the distribution...
... existence The total credit significantly accelerated under the dictation ofthe State Bank and the management of MB Figure 2.2 Total amount of loans in 2003-2004 Unit: million Year Indicators Total ... value of long-term debt) X5: Total asset turnover ratio (sales/total assets) Stated from that formula, the higher the value of Z, the lower the default risk the borrower may pose tothe bank Therefore, ... the ability to perform debtor’s obligation will determine the ranking of that credit package which is regarded as necessary to response immediately tothe suddenly emerging issue related to the...
... Statement of purpose The aim of this article is to define the strengths and weaknesses of speaking skills of today's students and to demonstrate the possibilities of enhancement ofthe speaking ... section ofthe thesis is the treatment ofthe data collected from the survey questionnaires conducted on teachers and 30 students This part will present the analysis ofthe data collected from the ... is another factor that deter the students to speak As well, the low motivation ofthe students in participating class speaking activities is believed one ofthe difficulties by 12% ofthe teachers...
... In the mixed model the data, with the goal of identifying the factors that influence and indicate the degree of influence of such factors tothe economic effects of agricultural land use To achieve ... use the P-value for the test ofthe coefficient T and the F-test ofthe appropriateness ofthe regression function The result is that all values of Pvalue ofthe test cases are less than the ... income ofthe farmers ofthe 17 province of Yen Bai are lower than average in the country and the world Toimprove economic efficiency in the use of agricultural land, need to specify the factors...
... central part: 53.7 tons of cane per hectare - The Central Coast, the South-Eastern: 48.8 tons of cane per hectare - The Mekong River Delta region: 72.2 tons of cane per hectare, the factories processing ... Investigation of sugarcane diseases in the new exotic varieties and exploratory development of major diseases in common sugarcane varieties in the Eastern South (Thesis of MSc.) University of Agriculture ... working at full or exceeding capacity In the North, South and the Centre have settled in sugarcane areas with high level of intensive cultivation of Farmers However, in the North and the Centre the...
... Bank credit 1.2.2 Classification of credits & credit risk 1.2.2.1 Classification of credits vi 1.2.2.2 Classification ofcredit risks 11 1.2.3 Root causes ofcredit ... Contributions ofthe research Limitation Structure ofthe thesis CHAPTER THEORETICAL FOUNDATION 1.1 Commercial banks 1.1.1 Main types of ... viii 2.4.1 Credit organization structure and risk management: 54 2.4.2 Credit processes 56 2.4.3 Regulations on customer classification as currently applied 58 2.4.4 Some shortcomings...
... willingness -to- pay is increased when customers are instructed to use a credit card rather than cash The results are surprising both due tothe size ofthe premium and the ubiquity ofcredit card use The ... conjecture that this effect might be due tothe rather unusual nature ofthe request for credit card digits in the cash payment condition The cover story for the upper-right cell is the least plausible, ... separately manipulated payment method and exposure to a credit card logo to investigate which of these factors stimulate purchasing Moreover, we investigate whether the effect only arises when the...
... effectively III SITUATION AND SOLUTIONSTOIMPROVE CUSTOMER SERVICE OF IEI Results of business operations from 2011 to 2013 1.1 Situation of business operations Table Results of IEI’s business operations ... 16 III SITUATION AND SOLUTIONSTOIMPROVE CUSTOMER SERVICE OF IEI 16 Results of business operations from 2011 to 2013 16 1.1 Situation of business operations ... factors Business factors involving stability of national finance and currency, control of inflation relate to results of business operations Business factors are important issues that most enterprises...
... RASS of -4 or -5 atthe time of nurse evaluation, then we turned tothe medical record for evidence of delirium If the medical record revealed evidence of delirium on that date, then the patient ... positive ratings for agitation, and negative ratings for sedation It completely separates ratings according to a patient's responses to verbal and then to physical stimulation This sedation scale ... aware of each patient's baseline mental status, allowing them to assess better any changes that subsequently occur The strengths ofthe present study include the sizeable nature ofthe patient...
... Most of these things are written by English Therefore, it is necessary to translate them into Vietnamsese So, the presence of a translator is inevitable The translator is a bridge to help the ... translators object to this strategy and tend to translate directly, even when it may be highly inappropriate Though some translators argue that it is not the responsibility ofthe translator to ... p.m to 5.00h p.m They had not much time to relax after leaving the office Sometimes, the translators have to extra-time as a mount of work is too much Moreover, we saw that the office is small The...
... explore the opportunities for the Holcim to extend their help to ODs: what sectors that Holcim needs to provide support and what sectors that Holcim needs to amend its current support or policy To ... situations of OD system and explore the opportunities to propose solutionstoimprove it and strategy to develop this system to be professional one in market 1.2 Project objectives ̇ To regain and further ... To gauge the satisfaction of authorized dealers and Holcim in term of what they are satisfied or unsatisfied, strengths and weaknesses and points to maintain or area toimprove 6 ̇ To understand...
... and organization that are the expression ofthe people in the nations ofthe world The legal environment consists of laws, courts, attorneys and legal customs and practices The regulatory environment ... organizations among themselves that requests the organization to have a special tool to understand the customers’ behaviors and motivations in order to meet their satisfaction To operate successfully, ... automatically makes an advance of surrender value tothe policy owner in an amount equal tothe premium due in order to settle the premium obligation if, upon expiry ofthe premium due date, the...