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Secrets of a Successful Attitude potx
... top####About the authorFrom a family of educators, Rosey Conway has a sales training and management career that has spanned over 2 decades. Rosey has trained thousands of sales people and has helped ... approached a task, or the way we was handled it, over what was actually achieved. Have a read of some endorsements, recommendations and testimonials that are given on LinkedIn - the vast majority ... that a negative critical mass / breaking point will eventually occur, and probably negatively impact important areas in your life. Life is about balance and having a successful attitude means...
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Bí mật của một trí nhớ siêu phàm Secrets of a Super Memory Eran Katz
... chúng ta đặt ch a kh a xuống trong khi đang nghĩ đến chuyện khác. Chúng ta đang v a tự hỏi xem phải mang theo thứ gì v a triền miên suy nghĩ về điều đang băn khoăn.Chúng ta đã để ch a kh a trên ... thoại reo vang. Michelle đi nghe điện thoại. Cô bắt đầu độc thoại về anh trai c a mình một cách say s a. Anh ấy v a đi công tác về và đi quên mua cho cô ấy chiếc máy fax như đã h a. Không để ... nhóm có cùng đặc điểm như sau:Sản phẩm làm từ s a: s a, s a chua, bơ (ba sản phẩm). Rau quả: cà chua, ớt, cà rốt (ba sản phẩm).Thịt: bánh hamburger, lườn gà (hai sản phẩm).Một đồng nghiệp...
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secrets of a super hacker
... parts are the bags from individual of- fices. In my first garbage heist, one banker was Japanese - he was throwing out a Japanese newspaper and a Japanese candy wrapper in addition to his bank-related ... popular image of the hacker is that of a pirate. Oceanographic and piracy metaphors are equally as common in cyberculture as ones about lawless frontiers and modem-totin' cowboys and cowgirls. ... bin behind a bank. Bank bags, by the way, are stapled shut with a paper receipt that tells the name of the bank, and the time and date of disposal of the bag. The trash within is of two types....
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Dearborn Financing Secrets of a Millionaire Real Estate Investor 2003_1 pot
... 8FINANCING SECRETS OF A MILLIONAIRE REAL ESTATE INVESTORAppraisals on income properties are done in a variety of ways,one of which is the “income” approach. The income approach looksat the ... Sales of comparableproperties are the general benchmark for value. Appraisers look notjust at housing sale prices of comparable houses, but also at thefinancing associated with the sales of these ... learned an important les-son a little knowledge can be dangerous. I decided then to become a master at real estate finance. Financing has traditionally been, and will always be, an integralpart...
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Dearborn Financing Secrets of a Millionaire Real Estate Investor 2003_2 doc
... over(known as “funding” a loan). Note that many lend-ers will give “preapproval” of a loan. Preapprovalis really a half-baked commitment. Until a loan isapproved in writing, the bank has no legal ... consumers assume that “mortgage companies” are banksthat lend their own money. In fact, a company that you deal with maybe either a mortgage banker or a mortgage broker. A mortgage banker is a direct ... 16FINANCING SECRETS OF A MILLIONAIRE REAL ESTATE INVESTORIn addition, the county, city, and/or state may assess a transfer taxbased on either the value of the property or the mortgage amount. A...
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Dearborn Financing Secrets of a Millionaire Real Estate Investor 2003_4 pptx
... in-come approach. Market data approach. The market data approach is the mostcommonly used formula for single-family homes, condominiums, andsmall apartments. Basically, a licensed appraiser ... a high LTV and/or negativecash flow on the property and housing prices fall,you are in for a world of financial hurt. 58FINANCING SECRETS OF A MILLIONAIRE REAL ESTATE INVESTORbasically a ... purchase price is inflated. The lenders areacting mostly out of irrational fear because of a recent barrage of realestate scams reported in the newspapers. Property flipping scams. There has...
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Dearborn Financing Secrets of a Millionaire Real Estate Investor 2003_7 pot
... your cash. You can also take advan-tage of favorable interest rates because an owner-occupied loan islikely to have a lower interest rate than if you originated an investorloan. You can also ... $70,000 loan. Assumable Mortgages Some mortgages are assumable, that is, they can be taken over by a new borrower. Many people are familiar with the concept of anassumable mortgage, but few really ... theproperty a little below market price and sold it a little above marketprice. A new owner-carry loan at a higher interest rate was createdthat wrapped around the existing loan. In a wrap transaction,...
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Dearborn Financing Secrets of a Millionaire Real Estate Investor 2003_8 pdf
... loan within 5 days of sale Alaska Deed of Trust Power of Sale None Borrower can reinstate loan up to date of sale so long as a notice of defaulted has not been filed more than 2x in the past ... past Arizona Mortgage Judicial None Arkansas Deed of Trust Power of Sale Within one year California Deed of Trust Power of Sale None Colorado Deed of Trust Power of Sale 75 days Borrower can ... Mortgage Judicial None North Carolina Deed of Trust Power of Sale None North Dakota Mortgage Judicial One year Ohio Mortgage Judicial Only up to the date of confirmation of sale Oklahoma...
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Dearborn Financing Secrets of a Millionaire Real Estate Investor 2003_9 docx
... SAMPLE FORMS161158APPENDIX CSAMPLE FORMS175SAMPLE FORMS165SAMPLE FORMS163172APPENDIX C176APPENDIX C162APPENDIX C164APPENDIX C170APPENDIX C160APPENDIX CSAMPLE FORMS159174APPENDIX ... C160APPENDIX CSAMPLE FORMS159174APPENDIX CSAMPLE FORMS169168APPENDIX CSAMPLE FORMS167SAMPLE FORMS173SAMPLE FORMS171SAMPLE FORMS177178APPENDIX C...
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Dearborn Financing Secrets of a Millionaire Real Estate Investor 2003_10 docx
... for a portion of the rent to be 186GLOSSARYunsecured loan A loan without collateral. A credit card is an example of a loan without collateral. Also known as a “signature” loan. VA loan A ... seller makes a guarantee or warranty that title is marketable and will defend all claims against it. wraparound mortgage A mortgage that is subordinate to and incorporates the terms of an underlying ... arrears Payment made after it is due or is in arrears. Interest is said to be paid in arrears because it is paid to the date of payment rather than in advance. assignment of contract A process...
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Change One Thing Discover What''''s Holding You Back and Fix It With the Secrets of a Top Executive Image Consultant_1 docx
... king. A well-designed suit can make a man look successful, sophisticated, and chic. A pinstripe, a favorite of lawyers and investment bankers, can make a small man look tall or a chunky man look ... jewelry are taste and balance. If you work for a conservative company, the classic pearl necklace is a safe choice, or you can wear a larger pearl bead if you want to look more contemporary. Also ... Watches (men and women). YStick with a good dress watch, as long as it’s not ostentatious. Stay away from diamonds and other precious jewels in the workplace. Larger watches for women are...
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Change One Thing Discover What''''s Holding You Back and Fix It With the Secrets of a Top Executive Image Consultant_2 pptx
... later became the CEO of a major corporation that I wanted to have as a client.What I should have done, had I been a more mature busi-nesswoman, was to tell him that I was disappointed that he ... record a video of you in a social setting, and when you watch it, pay attention to your expression. It might be a rude awakening, but I can’t emphasize enough the importance of having a pleasant ... immobile, and being able to smile is far more important that having a creaseless face.The goal of any cosmetic procedure is a moderate and natu-ral enhancement. So you might want to opt for a simple...
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Change One Thing Discover What''''s Holding You Back and Fix It With the Secrets of a Top Executive Image Consultant_4 doc
... participants included Caucasians, African-Americans, Latinos, and Asians between the ages of 20 and 60. As expected, clothes and face topped the list, but I was surprised (and secretly pleased) ... I’m having a senior moment,” if applicable, or, “Sorry, I got so excited about what I was saying, I lost my place.” My pref-erence is to take a deep breath and start again to avoid a break in ... handwritten or an e-mail.16. False. It is rude to text or speak on a cell phone when you are at a restaurant, especially if you have dining companions. If you must be reachable in case of an...
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Change One Thing Discover What''''s Holding You Back and Fix It With the Secrets of a Top Executive Image Consultant_5 doc
... Be careful not to say “axe” instead of “ask,” “wif” instead of “with,” “tree” instead of “three,” “ath- a- lete” instead of “athlete,” or “talkin’” instead of “talking.” Speak clearly and say ... ThingNasal talkers. Y Studies have shown that most people are annoyed by those who have a nasal quality to their voices and sound as if they have a perpetual cold. Nasal speakers come off as ... I speak. 8. I have no trouble saying what I mean. 9. I am persuasive. 10. I have a good vocabulary. 11. I am a good negotiator. 12. I usually get a fair deal. 13. I enjoy friendly “haggling.”...
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Change One Thing Discover What''''s Holding You Back and Fix It With the Secrets of a Top Executive Image Consultant_6 doc
... Either way, you are ready for a fight.The 10 Percent RuleI learned about the 10 percent rule when I was a real estate agent. It was said that agents lose a certain percentage of sales, no matter ... afraid of having a firm (not bone-crushing) hand-shake, especially with male colleagues. (See “What Your Hand-shake Says About You,” later in this chapter.)16. True. The ability to make small ... made contact, you are displaying your fears of abandon-ment. Shake a few times, and then break.Too many rings. YBe careful not to wear too many large rings when you are shaking hands (not...
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