science based risk regulation in the eu
Credit-risk valuation in the sovereign CDS and bonds markets: Evidence from the euro area crisis ppt
Ngày tải lên :
15/03/2014, 07:20
... higher in the case of the CDS investment) For this reason, in principle, an increase in financing costs would have a negative effect on the basis Due to the difficulty in obtaining data on institution-level ... and buying the risk- free bond the investor could have obtained a positive profit without any risk If, on the contrary, ytm – s > r, the investor could obtain a certain profit by buying the risky ... obtained from the ECB webpage The negative sign for the bond spread in Finland in 2010 is due to the fact that the average yield of the Finnish bond was lower than for the German bond Credit-risk...
- 44
- 742
- 0
Báo cáo " PROTECTING AGRICULTURAL CROPS FROM THE EFFECTS OF TROPOSPHERIC OZONE EXPOSURE: Reconciling Science and Standard Setting in the United States, Europe, and Asia" ppt
Ngày tải lên :
17/03/2014, 19:20
... came into focus in Europe Between 1987 and 1991 the basic NCLAN methodology was used in nine countries in Europe on a variety of crops, including wheat, barley, beans, and pasture, during the European ... at the individual plant and leaf level in order to explain the variation in O3-dose/yieldreduction–response relationships There is, however, an increasing interest in better understanding the ... stomata (14) There is a general pattern of stomatal opening in the morning due to the presence of sunlight and a closing in the evening, with possible midday stomatal closure occurring during periods...
- 33
- 542
- 0
Report on the Regulation of Reproductive Cell Donation in the European Union potx
Ngày tải lên :
28/03/2014, 16:20
... Report presents the results of the survey The information contained in this publication does not necessarily reflect the opinion or the position of the European Commission Neither the European Commission ... role in healthcare Their therapeutic use continues to increase Over the past decade, the interchange of these human substances both within and between Europe and third countries has intensified The ... appearing in person at the institution for harvesting the substance containing the reproductive cells When donating the cells for a reproduction procedure, the donor’s declaration shall contain the...
- 21
- 302
- 0
Báo cáo y học: "The ITGAV rs3738919-C allele is associated with rheumatoid arthritis in the European Caucasian population: a family-based study" docx
Ngày tải lên :
09/08/2014, 10:20
... thrombospondin, fibrinogen, von Willebrand factor, tenascin, agrin, matrix metalloproteinases, and prothrombin) [6] The integrins are involved in several functions including adhesion of activated endothelial ... definitively In the same way, the chromosome linkage suggestion observed in the genome scan of our laboratory could not be totally explained by the findings of the ITGAV linkage; hence, with the ... angiogenesis in others diseases, and in particular in cancers, it would be interesting to test the ITGAV rs3738919-C allele in these phenotypes Competing interests The authors declare that they have...
- 7
- 605
- 0
Testing a model of customer-based brand equity in the Vietnamese banking servic
Ngày tải lên :
06/11/2012, 15:52
... important in connection with the consumer’s decision process Hence the company should be aware of communicating values that they cannot deliver In the modern banking industry, internet banking is an indispensable ... meaningful to the consumer (Martensen and Grønholdt, 2004) Creating unique brand associations is in line with creating points of difference when positioning the brand Besides addressing the distinctive ... which on the one hand results in an effective continuation and extension of the business partnership, and on the other hand in a recommendation of the supplier, the brand, the product or the services...
- 81
- 562
- 1
Tài liệu Practical considerations in the European market for building and future-proofing robust, flexible FTTN infrastructures ppt
Ngày tải lên :
24/01/2014, 11:20
... considerations in the European market for building and future-proofing robust, flexible FTTN infrastructures Leveraging the existing ducts In deploying fiber from the central office (CO) to the node, European ... of the ducts branch out into other directions Therefore, it’s not one cable running in one duct to one group of cabinets Rather, it is multiple ducts containing multiple cables that share the infrastructure ... life of the network Although there are capital expense implications in addressing most of these issues, they must be weighed against the potential operational savings in the future Since each...
- 4
- 512
- 0
Tài liệu Data and Information on Women’s Health in the European Union docx
Ngày tải lên :
12/02/2014, 23:20
... population in the working age category (15 to 64), but as these individuals age the proportion of older individuals in the EU will grow and the proportion of individuals of working age supporting them ... topics where research and more information are needed Some of the principal findings of this report are the following: -the main causes of death in women in the EU and EEA are cardiovascular disease ... Iceland, and Liechtenstein, as shown in Table The main sources used in the preparation of the report include: - the Statistical Office of the European Communities (EUROSTAT 2009), - the Organisation...
- 92
- 728
- 0
Tài liệu IMPACT OF BANK COMPETITION ON THE INTEREST RATE PASS-THROUGH IN THE EURO AREA pptx
Ngày tải lên :
15/02/2014, 05:20
... that the sum of cost shares is equal to unity In other words, the value of the three inputs is equal to total costs Linear homogeneity in the input prices requires that the three linear input ... ‘Factors explaining the interest rate margin in the banking sectors of the European Union’, Journal of Banking and Finance 28, 2259-2281 Mester, L.J., and A Saunders (1995), ‘When does the prime ... estimates of the Boone indicator The estimates in the appendix of the present paper are exactly equal to the estimates in Table 5.4 in Van Leuvensteijn et al (2007) However, the presentation of the results...
- 41
- 1K
- 0
Tài liệu Central bank rates, market rates and retail bank rates in the euro area in the context of the recent crisis docx
Ngày tải lên :
15/02/2014, 05:20
... spread since the start of the crisis Conversely, in the case of the model estimated using the OIS, both the increase and decrease in the retail interest rate are principally due to the shock to the ... shocks to Euribor explain virtually all of the movement in savings deposit rates during the crisis As a result, it must have incorporated the increase in the risk premium that widened the Euribor-OIS ... of showing the relevance of Euribor during the crisis period for savings deposit rates and the instability of the model estimated using the OIS, as was the case for the euro area However, the conclusion...
- 26
- 1K
- 0
Tài liệu Consequences of Voluntary and Mandatory Fair Value Accounting: Evidence Surrounding IFRS Adoption in the EU Real Estate Industry docx
Ngày tải lên :
18/02/2014, 01:20
... among other things, best practices for financial reporting in the real estate industry Accounting for Investment Property Domestic GAAP Prior to IFRS Adoption Prior to the adoption of IFRS in Europe ... either improving information quality or achieving comparable information across firms Variation in implementation, both at the country and firm level, can result in continuing variation in information ... we examine one type of long-lived tangible asset, our findings may not generalize to other fair value settings Finally, as we examine the year following the mandatory adoption of IFRS, information...
- 43
- 517
- 0
Tài liệu Car Price Differentials in the European Union: An Economic Analysis doc
Ngày tải lên :
19/02/2014, 04:20
... categories, but are rather in line with the EU9 average Another change in the ranking is found in the D segment, where Ireland no longer belongs to the average category, but rather to the moderately ... from the studies by the European Commission Whereas the European Commission focuses on monitoring the maximum price differences between all the EU countries, the MMC in the UK is interested in ... priced above the EU9 average (which excludes the United Kingdom), by around 15-20 percent during the 11 last three years While the United Kingdom has been in line with the EU9 average during 1993-96,...
- 176
- 567
- 0
Tài liệu Cinema, TV and radio in the EU Statistics on audiovisual services pptx
Ngày tải lên :
19/02/2014, 14:20
... in 1895 The number of cinema theatres reached its maximum in Europe in the 1920s, starting to decline thereafter In the nineties the decline came to a halt and with the growth of multiplex cinemas ... growth in cinema attendance in the EU In 2001, 19% of the cinemas in the EU- 15 were multiplexes Cinema exhibition started more than 100 years ago The Lumière brothers opened the first cinema in Paris ... Measured in yen, the Japanese ticket price increased by 6% during the nineties, compared to 25% in the EU and 28% in US Measured in euro, the ticket price in Japan increased 96% and in US by 76% during...
- 161
- 1.2K
- 0
Tài liệu REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL doc
Ngày tải lên :
19/02/2014, 14:20
... relevance) THE EUROPEAN PARLIAMENT AND THE COUNCIL OF THE EUROPEAN UNION, Having regard to the Treaty on the Functioning of the European Union, and in particular Article 114 thereof, Having regard to the ... essential definitions delineating the scope of application for the proposed Regulation Key concepts such as the qualifying venture capital fund, the qualifying investment tools and the qualifying investment ... Closely linked to the problem described above is the issue whether Europe dedicates insufficient funds toward the financing of innovative start-up industries While the United States, in the period from...
- 28
- 496
- 0
Tài liệu English Style Guide A handbook for authors and translators in the European Commission pptx
Ngày tải lên :
24/02/2014, 18:20
... Avoid running the sentence on after the list of points, either by incorporating the final phrase in the introductory sentence or by starting a new sentence When translating lists, always use the same ... legally to condemn the practice’ In these and similar cases, either split the infinitive with a clear conscience or move the qualifying adverb to the end of the phrase THE GERUND AND THE POSSESSIVE ... feel for the right construction The following section is intended to provide guidance 7.18 Use of verbs in enacting terms The enacting terms of binding EU legislation, i.e the articles of EU treaties...
- 94
- 1.1K
- 0
European Women’s Lobby Position Paper: Women’s Health in the European Union ppt
Ngày tải lên :
05/03/2014, 15:20
... Tackling Health Inequalities in Europe: An Integrated Approach, 2007, pp 500-521 15 Spadea, T et al., ‘Inequalities in female cancer screening rates’, in EUROTHINE: Tackling Health Inequalities in ... women in Europe 13 World Health Organisation, Regional Office in Europe, Atlas of health in Europe, 2008, p 49 14 Spadea, T et al., ‘Inequalities in female cancer screening rates’, in EUROTHINE, ... and gender mainstreaming in health policies In the majority of EU Member States, the universality of the right to health and access to health-care according to needs is enshrined in the constitution...
- 19
- 596
- 0
Health and long-term care in the European Union pot
Ngày tải lên :
05/03/2014, 18:20
... and Long-Term Care” INTRODUCTION Confronted with rising long-term care needs due to an increasingly ageing population, the European Union is supporting the Member States in their efforts to improve ... care of the elderly Between the 25th of May and the 30th of June 2007, TNS Opinion & Social interviewed 28,660 Europeans aged 15 and over living in the 27 European Union Member States and the two ... successively the following issues covered by the survey ♦ First of all, we focus on the lifestyle of Europeans, their health-limitations and their views about becoming dependent upon the help of others In...
- 247
- 515
- 0
OccasiOnal Pa Per series nO 133 / aPril 2012: sHaDOW BanKinG in THe eUrO area an OVerVieW pptx
Ngày tải lên :
06/03/2014, 09:22
... Ireland’s The main investor group are institutional investors The regulations governing the investment strategy of MMFs, such as whether they may invest in certain kinds of commercial paper or floating ... in early 2010.21 There are no official data on the overall size of the repo market in the euro area; nonetheless, according to market information, the total value of outstanding repos in the EU ... intermediaries, and, on the funding side, the repo markets and MMFs Against this background, the following summarises some key findings on the main components of the shadow banking system in the...
- 38
- 763
- 0
THE HIGH-LEVEL GROUP ON FINANCIAL SUPERVISION IN THE EU pot
Ngày tải lên :
06/03/2014, 19:20
... globally since the midnineties These conditions fuelled risk taking by investors, banks and other financial institutions, leading ultimately to the crisis 44) The low level of long term interest ... of financial crime Closing the gaps in regulation a) The "parallel banking system" 85) In addition to the weaknesses identified in the present regulatory framework, and in particular in the Basel ... one of the following criteria, or a combination thereof: - the deposits of the institution; - the assets (either in terms of accounting values, market values or risk- weighted values) of the institution;...
- 86
- 483
- 0