... Malays, and continues until today.” Chin continues:Because the British brought in the Chinese and Indians for economic reasons, there was no real attempt to integrate them into the local environment ... practices of Southeast Asia are varied, and this book brings together, in a single volume, an in- depth analysis of the core components of public administration systems in selected countries of Southeast ... alone. If history is prologue, then the starting point for understanding the present is to understand these forces of the past that continue toin uence public administration today. is section...
... conducted an investigation into the plantation. Four other companies are close to being brought to court, according to the government.88 In June 2003, Walhi initiated a move to sue 32 companies ... the local prosecutor's office to investigate corruption cases in state-owned palm oil companies PTPN II in Tanjungmorawa and PTPN III in Tebing Tinggi. According to the Institute, the companies' ... introduced into SoutheastAsiain the nineteenth century, but it was not until the 1960s that large-scale monoculture development took off in Malaysia and not until the 1980s that it took off in Indonesia....
... Bangladeshi mothers -in- law wise to recommend continuous sav-ing to the next generation? Maybe, since in South Asia inflation has not been ram-pant. Besides, inflation-caused losses in bank deposits, ... middle-aged to start saving long-term while younger members borrow short-term to invest ã savings can be used to secure future income (asset purchases in this example), to enhance future income (businesses ... found, after death, to have tied surprisingly large sums of money into their saris and loincloths to secure a proper funeral. In northern Philippines the number of savings accounts in a rural credit...
... saving is through small investments in land, housing, livestock, working tools, small business, etc. A key motive for saving through in- kind investment rather than saving in cash lies in the ... small savings commonly invest in small-scale farming – growing crops and rearing animals. ã Those with medium-sized savings invest in small businesses, e.g. butcheries, trading or land to rent ... do not think they need to do so until it is too late, or because they are too busy living hand -to- mouth. However, many low-income customers seek ac-cess to emergency funds to respond to crises...
... Case of Insurance Liberalisation in India In 2000, India liberalised its insurance market. A new law prescribed quotas requiring insurers to maintain an annually increasing outreach to rural ... to avoid, as much as possible, asymmetric information between the originator of the asset pool and the investors. The factors that rating agencies take into considera-tion vary according to ... buyer for such risk – structured finance enables a potential originator to transfer risk to investors. Finally, since this financing tech-nique permits banks to manage their risks more efficiently,...
... to invest in microfinance assets. MF CDOs are useful instruments to raise additional funding for MFIs while acquainting private investors to microfinance risk. MF CDOs represent debt funding, ... low risk. In some cases, as in South Africa, institutional investors actively urged potential originators to issue mortgage bonds. In other cases, lobbying by investor groups led to legal changes ... Company B.V. obtained a public rating was instrumental in providing the credibility to promote the project. Potential investors interested in micro-finance assets can obtain information and...
... began in developed markets, but it has gained ground in emerg-ing markets, most recently in the microfinance industry. In Asia, for instance, the overall volume of structured financing increased ... microfinance sector requires new debt financing in the magnitude of USD 2.5 billion to USD 5 billon per year, and new equity financing from USD 300 million to USD 400 million to maintain growth ... authorities in order to learn more about investors’ risk appetite and to introduce them to the emerging asset class of microloans or, more generally, microfinance risk. In principle and from the point...
... Filipinos do not arrange themselves in neat lines. Instead, they form a pushing, shoving crowd, with each person out for him- or herself. e only times that Filipinos have queued in neat lines ... impolite to point at anyone with the forenger. Malays use a forenger only to point at animals. Even pointing with two n-gers is impolite among many Indians. When you must indicate something ... even to pat the hair of a child.●Among Indians, a side -to- side toss of one’s head indicates agree-ment, although Westerners may interpret it to mean “no.” Watch carefully; the Indian head toss...
... popular in the Philippines at both lunch and din-ner. If you are hosting a luncheon, be sure to provide a dessert.●Social events oen end with dancing and singing. Expect to be invited to sing.●Despite ... Never decline an invitation to a social event.●When you interrupt Filipinos during a meal, they are obliged to ask you to join in. is is a formality; just thank them and decline, saying that ... suffice. ●Invite the wives of your business partners to dinner, but not to a luncheon. Expect to be invited to dinners and parties at the home of your Filipino partner (unless he or she is Chinese;...
... Philippines, that nger is pointed at the person or thing being insulted.●Since pointing can easily be taken for an insulting gesture, Filipinos rarely indicate objects or directions by pointing ... appropriate gis in the Philippines, visit www.kissboworshakehands.com. 110SingaporeRepublic of SingaporeCultural NoteSingapore remains a booming center of capitalism inSoutheast Asia. It is ... traditions were suppressed, and Singapore was turned into a true meritocracy. Cultural NoteForeigners are honored in the Philippines by being invited to family events: weddings, anniversaries, baptisms,...