... research has almost exclusively focused on the US bankingsectorThe present study will investigate the interest rate sensitivity of theGreekbankingsectorThe paper makes two main contributions ... -11.7* * The mean and standard deviation correspond to the sample values The numbers in the parentheses stand for the t-ratios The Sharpe ratio is calculated by diving the sample mean by the sample ... stands for the Durbin-Watson statistic The numbers in the parentheses below the point estimates stand for the t-ratios Adj R2 stands for the adjusted coefficient of determination The hypotheses tests...
... out of the four presented models) Since the Lebanese financial market is very small and inactive, thebankingsector is – by large – the main source of funding for investors Therefore, the domestic ... that the main determinants of net interest margins are bank-specific factors, whereas others claim that the industry-specific factors are more important On the other hand, others believe that the ... focus on the Lebanese bankingsector This sector provides an interesting case study for analysing how banks set their interest rates (i.e what factors shape their interest margins) as it has the following...
... of the sectors in Vietnam exposed to rapid change is thebankingsector It carries out the bridge for capital mobilization and distribution, satisfy the capital demand for the economy After the ... presents the overview of the study, including the background, rationale of the study, overall and specific objectives, scope and limitation At the end of the chapter, the structure of the study ... satisfy so that they can get the maximum points for each indicator If the bank not satisfy, it will be deducted the points The points based on the performing of the bank and instructed in the ratings...
... insights into the environmental legal regulation in Vietnam and the impacts they have on the industry I.1 Research questions The thesis aims to answer the following questions, fromthe macro level ... situation Sector focus: In order to see the exact environmental impacts of the industry, the research addresses the textile sector that is known for its pollution rather than the garment sector ... situation for the environment but further research is needed The thesis is inspired by the idea of further research on the linkages that should be made on the industry specific basis rather than...
... relation of the samples and country rocks and also on the thermal history in which the rock itself experienced All other radioactive dating methods applied for any mineral extracted fromthe first ... contamination with the mantle materials The model age TDM=1880 m.y calculated fromthe isochron suggested that the provenance of metamorphic rocks of Con Voi range might derive fromthe Proterozoic ... parageneses had the same direction The different criteria of shears recorded by the minerals of the first paragenesis indicated a left 71 lateral motion The secondary minerals crystallized within the pressure...
... reason that the causality of any correlation between the health of thebanking system and economic activity runs fromthe real sector to banks Still others link the importance of banks to the structure ... capital markets and banking system influences the transmission of banking shocks to the real sector Our evidence suggests that announcements of bank distress during the Norwegian banking crisis had ... inside the event window For the results reported in the tables, we start the estimation 150 days prior to the start of the event window, include up to 40 days inside the window, and end the estimation...
... 83 FURTHER REFORMS OF THE EU BANKINGSECTOR 88 5.1 5.2 5.3 5.4 5.5 5.6 5.7 5.8 THE ROLE OF BANKS IN FINANCING THE REAL ECONOMY 88 THE PROBLEMS IN THE EU BANKINGSECTOR ... documents the significant expansion of the financial system and, in particular, thebanking system in the run-up to the financial crisis It assesses the impact of the financial crisis on the EU banking ... all of the adverse economic consequences since the onset of the crisis can be attributed to failures in thebanking sector, thebankingsector had a key role to play, not only in terms of the costs...
... excess cancer risk for a p g receptor fromthe refinery source category with a 70 year period exposure period taking into account the distance fromthe refinery to the receptor and site-specific site ... provide a direct measure of the annual average concentrations of these air toxics directly surrounding the refinery Provides a more certain measure of the risk from these sources than our current ... of material fromthe gas phase to the liquid phase ► ► SO2 removal from stack gases removal of organics from vent gases 43 Steam Strippers ► A distillation process whereby gases and other unwanted...
... reconstruct the surprise change in the target is to look at the difference between the average funds rate and the spot month rate on the day prior to the change, scaled up to reflect the number ... ms , τ The surprise computed in this way, therefore, is equal to the “true” surprise, plus the average targeting errors made later in the month, minus the scaled-up premium The first of these may ... change too much from one day to the next The only contamination is the day τ targeting error, and the revision in the expectation of future targeting errors.5 The expected component of the change...
... pattern: the recovery fromthe Great Contraction in the 1930s; the recovery after the recession of the early 1990s and the present recovery The present recovery is strikingly more tepid than the 1990s ... pattern: the recovery fromthe Great Contraction in the 1930s; the recovery after the recession of the early 1990s and the present recovery The present recovery is strikingly more tepid than the 1990s ... shows the quarterly path of GDP fromthe preceding peak to the trough of each business cycle and then the quarterly path of GDP fromthe trough for the same number of quarters that occurred in the...
... evaluate, among other factors, the effect of the purchases of sovereign debt by the ECB and the potential haircut on the banks’ holdings of Greek bonds Finally, the most frequent analysis of the CDS-bond ... liquidity between the CDS and the bond Specifically, the degree of liquidity in the CDS market is proxied by the bid-ask spread of the CDS premium The higher this spread is, the lower the degree of ... since the inception of the EMU.4 Our aim, however, is not to study the determinants of the CDS or the bond spread, but, rather, the determinants of the basis to test whether both markets reflect...
... had concerns with the quality of advice in the other quarter In 11% of mystery shops we felt the advice was unsuitable for the customer and in a further 15% the adviser did not gather enough information ... 12 Assessing the quality of investment advice in the retail bankingsector Section – Key causes of poor advice about these failings as the majority of the mystery shops based upon the short, three ... process with their formal records of the sale Methodology How we gathered our evidence This review assessed the quality of lump-sum investment advice for six firms within the retail banking sector...
... Although the predicted aminoacid sequence had similarity with the sequences of mammalian TGase, the length of the cDNA was smaller than the length deduced fromthe molecular size of the purified ... after the last immunization, blood was collected fromthe heart For expression of the full-length cDNA in E coli, the same system was used except for the vector PCR was performed to insert the ... sequence determined fromthe CNBr fragment The asterisk indicates the stop codon Three amino acid residues of the catalytic triad are boxed The single and double lines indicate the putative Ca2+-...
... directly fromthe author IZA Discussion Paper No 5558 March 2011 ABSTRACT Wars and Child Health: Evidencefromthe Eritrean-Ethiopian Conflict* This is the first paper using household survey data from ... exposure to the war) and temporal (within a given region, the timing of whether a child was born during the war period) These variables are binary and indicate whether a child was born before the war ... regions would have been similar in the absence of the war Equation assumes that, apart fromthe war, there are no other events that might have coincided with the war and independently affected...
... to weaken the connections between the macroeconomic environment in the run-up to the crisis and the likelihood of subsequent bank failure These hypotheses are taken to the data in the next sections ... declining trend in the pre-crisis period, which reverts from 2007 for the Domestic banks, and from 2008 for the Global banks In the latter group, there is a sudden drop at the peak of the crisis, followed ... “Resolution of Banking Crises: The Good, the Bad, and the Uggly,” IMF Working paper No 10/146 Raddatz, 2010 “When the Rivers Run Dry” Liquidity and the Use of Wholesale Funds in the Transmission of the...
... of the SGP would be a “stupid” avenue, there is no evidence of significant reactions fromthe markets Indeed, the markets may have interpreted the announcement as not raising the risk of the ... for the specific regulations of the Pact and the decisions taken by the Council varies considerably The main reason for diverging assessments of the virtues of the Stability and Growth Pact is the ... confirmed their commitment to their fiscal target.8 The embarrassment of the “sinners” resulting fromthe public debate of the issue had been an effective mechanism to enforce commitment to the European...
... factors go into the construction of the index, the number of firms in the industry and each firm’s market share The fewer the number of firms in the industry the easier it is for them to coordinate ... uses the Herfindahl–Hirschman index (HHI) as the measure of market power in thebanking system in each of the ECCU countries both at the aggregate level and for the foreign and indigenous banks The ... to support the hypothesis that interest rate spreads are positively related to market power That is, the more concentrated thebanking industry (i.e the less competitive) the higher the banks’...
... α-D-Ribofuranose (hydroxy group at anomeric carbon is down) Haworth formulas, N Haworth was a corecipient of the 1937 Nobel prize NK 2010 – 2011 Tiến Sỹ Đặng Văn Hoài HOÁ HỮU CƠ ĐẠI HỌC Y DƯỢC TP HỒ CHÍ MINH...
... information at the level of each transaction • The proper classification of the portfolio on the basis of the status of the borrower, the value of the collateral and thesector Verification of the credit ... (ECB, the EC, the EBA and the IMF), and the support of the latter The exhaustive nature of the exercise conducted should be highlighted, as it has entailed the work of more than 400 auditors in the ... capital figure for the whole of the Spanish banking system The analysis was top-down, as the information used enabled a sufficiently precise estimate to be made for the whole of thebanking system,...
... models are then left with the simpler task of explaining the change in pollution fromthe upstream point to the downstream point as a function of the characteristics of counties in between the two ... after the 1994 elections Thus the distance of the upstream station B to the nearest exiting border decreased from BD to BC, and the number of border crossings for the segment BF increased from ... environmental damage even as they perceive the benefits of increased economic activity in their region The policy-making community has noted the relative paucity of empirical evidence for the various arguments...