efficiency of interest rate management policy in nigeria

Tài liệu IMPACT OF BANK COMPETITION ON THE INTEREST RATE PASS-THROUGH IN THE EURO AREA pptx

... pass-through of bank interest rates to changes in corresponding market interest rates; third, we also test the impact of competition in the loan market on the immediate adjustment of bank interest rates ... on the adjustment of retail bank interest rates to changes in market interest rates. Given the prominent role of the banking sector in the euro area’s financial system, it is of significant importance ... According to the seminal papers by Klein (1971) and Monti (1972) on banks’ interest rate setting behaviour, banks can exert a degree of market pricing power in determining loan and deposit rates....

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DETERMINANTS OF INTEREST RATE SPREADS IN BELIZE ppt

Danh mục: Ngân hàng - Tín dụng

... In summary, an examination of financial data reveals that profits and operating costs are the main components of interest spreads in the commercial banking system. Simultaneously, non -interest ... suitability of the data. Taking into account the main factors that affect interest rate 12 Belizean banking system as a primary reason for interest rate spreads being higher than in Barbados, ... non -interest income (fee-based) activities. Two main factors accounting for the decline in net interest income which caused the disparity between the two variables are (i) reduction in interest...

The Role of Interest Rate Swaps in Corporate Finance doc

Danh mục: Ngân hàng - Tín dụng

... Fixed/Floating SwapThe quoted price of an interest rate swap consists of two different interest rates. In the case of a fixed/floating swap, the quoted interest rates involve a fixed anda floating rate. ... sell an interest rate swap than to call and refund outstandingfixed -rate debt.4. A COMPARISON OF INTEREST RATE FUTURES AND INTEREST RATE SWAPSA discussion of the economic role of interest rate ... floating -rate financing just equals the floating rate on the interest rate swap plus the difference between the interest rate the firm payson its outstanding fixed -rate debt and the fixed interest rate...

Appropriate methods in determining the event mean conce pollutant removal efficiency of a best management practice ntration and

Danh mục: Môi trường

Tài liệu Is the long-term interest rate a policy victim, a policy variable or a policy lodestar? docx

Danh mục: Ngân hàng - Tín dụng

... in many guises have been encouraged. The greater their degree of leverage in interest rate exposures, the more attentive investors must be to the interest rate environment. When interest rate ... argues great caution is needed in drawing policy implications based on the real long-term interest rate currently prevailing in markets. This interest rate has moved in a wide range over the past ... subtle link between the stance of monetary policy and the long-term rate on this occasion. The “measured pace” policy of Federal Reserve tightening deliberately nurtured in markets a sense of interest...

Tài liệu PROJECT MANAGEMENT PRACTICE IN NIGERIAN PUBLIC SECTOR – AN EMPIRICAL STUDY docx

Danh mục: Quản lý dự án

... the employee in art of PM, professionals in PM should be employed and Project management Offices should be established across the government institutions. In views of the findings of this research, ... would result in tangible benefit in all aspects of planning, scheduling and monitoring the time, cost and specifications of projects. In Nigeria, the implementation of modern project management ... Provision of adequate training in PM to all the person in charge of project, recruitment of project management professionals, higher commitment from the government, establishment of Project Management...

The effect of interest rate changes on bank stock returns doc

Danh mục: Ngân hàng - Tín dụng

... explained as arising from sticky interest rates and increasing risks in a competitive US banking market. This implies official interest rate changes resulting in higher interest rates would attract ... rate business. In these circumstances, the additional risk inherent in such loans negatively offsets any gains from increased income from higher interest rates; this in turn reduces income ... with its dividends in the following period (Di1), income growth rate (gi)and interest rates which are reflected in the cost of capital (ki). When interest rates increase, if expected...

REGULATION OF INTEREST RATE BY THE STATE BANK OF VIETNAM (SBV) potx

Danh mục: Ngân hàng - Tín dụng

... Finance Regulation of Interest Rate by the State Bank of Vietnam (SBV) Page 5 of 20 1.2 Interest Rate and Inflation Following the quantity theory of money, as the interest rate increases, the ... as objectives of monetary policy because of following reasons: - Inter-bank interest rate is operating as wholesale price in financial market. It can affect interest rate in financial market ... bandwidth. The basic interest rate affects all other interest rates arising in the market economy. It is a kind of interest rates playing an important role in the market mechanism in general and...

The role of floating-rate bank loans in institutional portfolios pdf

Danh mục: Ngân hàng - Tín dụng

... Russell Investments // Role of bank loans in a rising rate environment / p 7 Bank loans in rising interest rate environments In the past 20 years (since 1992), there have been three periods of significant ... rising interest rates Russell Investments // Role of bank loans in a rising rate environment / p 3 Exhibit 1 / Historic monthly returns (%) of the Credit Suisse Leveraged Loan Index (as of ... minimal price sensitivity to interest rate changes. Going forward, and particularly in potentially rising interest rate scenarios, this characteristic would provide bank loans with a tailwind...

WORKING PAPER SERIES NO. 580 / JANUARY 2006: BANK INTEREST RATE PASS-THROUGH IN THE EURO AREA A CROSS COUNTRY COMPARISON ppt

Danh mục: Ngân hàng - Tín dụng

... (possibly owing to high volatility in the underlying volumes of interest rates with long-term fixation). The following Table describes the bank interest rates we analyse: Interest rates Explanation ... credit rates). 28ECBWorking Paper Series No. 580January 2006 1. Introduction The pass-through of market interest rates to retail bank interest rates in the euro area is of special interest ... weighting of the MIR interest rates used when aggregating to the “synthetic” bank interest rates on new business agreements is based on the volumes of outstanding amounts (and partly on volumes of...

Determinants of interest rate exposure of Spanish banking industry potx

Danh mục: Ngân hàng - Tín dụng

... level of bank’s interest rate exposure. The net interest margin to total assets ratio (NIM) captures the relative weight of the income obtained from traditional banking business (taking deposits ... greater interest rate sensitivity and a large part of the literature on interest rate exposure has focused on banks in detriment of nonfinancial firms. In recent years, IRR management has gained ... duration of its assets and the duration of its liabilities, theoretically its interest rate risk is null, since the variation in the value of its assets and liabilities induced by a change in interest...

Predictors of elderly persons’ quality of life and health practices in Nigeria ppt

Danh mục: Sức khỏe người cao tuổi

... utilization of health facilities, using their drugs as prescribed, eating and drinking on time in clean and wholesome environment promote quality of life in old age. Of importance was consumption of ... practices were strong determinant of health behaviours and quality of life. The findings in a vastly changing society cannot be analyzed in isolation of the family poverty ridding situation (youth ... using an interviewer-administered Health Related Quality of Life (HRQL) questionnaire established into scale ranging from high to low. The interviewer-administered HRQL questionnaire was in...