( Word Reader - Unregistered ) www.word-reader.com Do you spend money as they come or save them? To enjoy one`s money as soon as he or she earns it is not practical to me Since one cannot foresee the future, a person should save some money for emergency, lifelong dreams, and the needy First of all, if one has savings, one will not need to worry about the future From TV and newspapers, we learn that accidents happen everyday How can we be certain that we will not encounter some misfortune like that? How we know how much money we will need in order to survive or to solve the problems we are faced with? Money is definitely should be saved for one need it to handle the unpredictable situations Besides, if we save our money instead of spending it immediately, we can use it to pursue our lifetime dreams Take me for example, I had a part-time job and have saved some money in order to achieve my goal to go to the US for graduate studies If I did not save the money, I probably will not have a chance to fulfill my ideal My friend Kelly also has a dream that she wants to travel around the world Think about it! How much will it cost? Too often, with little money saved, one`s personal goal or dream is hard to be accomplished Also, money can help a lot of people Whenever I go the or phage, I always feel that I should work harder, saving more money to help those children Buying something they need, I see glimmers of hope in their eyes In this world, there are too many helpless people such as refugees, orphans, and the senior citizens that need our assistance We can ( Word Reader - Unregistered ) www.word-reader.com never turn a blind eye to the situations of them Therefore, I believe that donating money on these poor people is much more meaningful than spending money on things we not necessarily need We can never know when we have to use a large amount of money Therefore, the best way is to keep the money in our accounts for those possible incidents in the future With enough savings, we will not be struck with panic when encounter accidents, we can make our dreams come true, and help those who need our assistance