http://www.nhck11.net MID-TERM TEST (BANKING 1) Time: 45 minutes I. Rewriting the following sentences 1. “Please contact our account department” – said the secretary. The secretary…………………………………………………………… 2. They offered to exchange the goods and give us a discount. Not only…………………………………………………………… 3. What do you give the bank when you open a bank account? What is………………………………………………………………… 4. I couldn’t afford to buy that house. That house……………………………………………………………. 5. How long is it since you banked with us? When……………………………………………………………………… 6. I’ve opened this deposit account for 5 years. I…………………………………………………………………………………. 7. The customer filled all details on the form. The cashier gave him the money. After…………………………………………………………………………………………… 8. I would like to pay by cheque. Do you mind…………………………………………………………………………………… 9. If you don’t have a good financial situation, you can’t take out such a big loan. Unless……………………………………………………………………………………………… 10. Mr Black wanted to borrow some money but he didn’t have any guarantees. If……………………………………………………………………………………………………… II. Completing the following sentences 1. Banks are always looking for new banking services to……………………………………. 2. PIN number should……………………………………………………………………………………… 3. Balance is……………………………………………………………………………………………………. 4. With a credit limit you can………………………………………………………………………………. 5. Cheque guarantee card is……………………………………………………………………………… 6. When using a debit card to make payment,…………………………………………………. 7. If your credit card is lost or stolen, your account can’t be used by another person, provided that………………………………………………………………………………………………………. 8. If the bank thinks the customer is a bad risk, it’ll……………………………………………… 9. You pay customers whose money is………………………………………………………………… 10. From the customers’ point of view, plastic money is a safe way to……………………… III. T/F statement – Correct the false ones. 1. Credit card companies provide credit cards for all customers. 2. Can I pay for this by cash? 3. How much you need to open a bank account? 4. A cheque card can only be used with a cheque. http://www.nhck11.net 5. Using a credit card, customers have to pay lower prices of goods and services. 6. The retailer checks card in computer terminal to check which card it is. 7. The bank is providing a minumum rate of 7% for the loan. 8. All banks provide the same automated teller services. 9. Money paid into a bank is cash. 10. The person who receives and hands out money in a bank is a cashier.