[...]... on the house and repossession of the car The basics of life had become precious Sara and John had listened to The Dave Ramsey Show on the radio, but they always thought someone else needed a Total Money Makeover After all, they always held their stomachs in when standing in front of the mirror The night after her layoff was the first night they looked in the financial mirror and saw fat people The. .. new life of financial freedom, their lives have been changed forever! Wouldn’t you like to experience the same transformation? You can be the next success story people hear about You can have a Total Money Makeover starting today! Meet The Winners of The Total Money Makeover Challenge When The Total Money Makeover first released, we began a contest to see who could have the greatest change in financial... on The Dave Ramsey Show one day, “You are a one-trick pony.” To those of you who say you have great but unexecuted plans, I say, “Prove it I have.” I like the way I’ve built wealth better than the way you haven’t You will meet people, educated and uneducated, throughout this book who have won, or begun to win, with money for the first time in their lives The Total Money Makeover works! The Total Money. .. head knowledge So my Total Money Makeover begins with a challenge The challenge is you You are the problem with your money The financial channel or some tape sets aren’t your answer; you are You are the king of your future, and I have a plan The Total Money Makeover plan isn’t theory It works every single time It works because it is simple It works because it gets to the heart of your money problems: you... the steps over time, today they are really winning Few people have the courage to seek out change The night I met Sara and John, they were two years into their plan—and smiling They told me they were debt-free except for their house, and they had $12,000 in the bank just for emergencies They had broken through their own denial, but they made their family uncomfortable because they refused to live like... responsible for any of the lives changed The stuff I teach is the truth, and those principles are responsible for changing lives But I always answer the same questions with the same answers even though sometimes folks think their situation may be different It isn’t different The principles stand, and they work every time This Book Is NOT the Same As My Other Books When we took on The Total Money Makeover project,... could learn to manage the character I shaved with every morning, I could win at money That quest, the one that ended with me staring at myself in the mirror, led me on a new journey over the last fifteen years: the journey of helping others, literally millions of others, take that same quest to the mirror Live Events, Financial Peace University, The Dave Ramsey Show (talk radio), and the New York Times... works! Break through the temptation to remain in the same situation, and opt for the pain of change before the pain of not changing searches you out Don’t wait for a heart attack to show you that you are overweight Cut the carbs, the fats, the sugars, and lace up the running shoes now The good news about Sara and John was that the financial heart attack they had made them address their financial eating... these steps to become free, regain a sense of confidence and control, and build a future for their families Please join me on a journey away from the young man I was, the one I described earlier who was racked with worry, fear, and guilt over money Take this journey with me to your own Total Money Makeover, but remember, the first part of the quest is confronting the man in the mirror That man in the. .. trying to climb They replaced a single monkey with one who didn’t know the system As soon as the new guy tried to climb, the others would pull him down and punish him for trying One by one, each monkey was replaced and the scene repeated until there were no monkeys left in the room that had experienced the fire hose Still, none of the new guys were allowed to climb The other monkeys pulled them down Not . x0 y0 w1 h1" alt="" The TOTAL MONEY MAKEOVER Other Books from Dave Ramsey The Total Money Makeover Workbook The Total Money Makeover Spanish Edition (La Transformación Total de su Dinero) Financial. THE CONTEMPORARY ENGLISH VERSION, © 1995 by the American Bible Society. Used by permission. ISBN 97 8-1 -5 955 5-2 1 6-7 (SE) Library of Congress Cataloging-in-Publication Data Ramsey, Dave. The total. NOT Meet The Winners of The Total Money Makeover Challenge 1. The Total Money Makeover Challenge 2. Denial: I’m Not That Out of Shape 3. Debt Myths: Debt Is (Not) a Tool 4. Money Myths: The (Non)Secrets