... look at basic factors such as the applicant's collateral, working capital, experience, and their ability to repay A major factor that plays a role in a small business loan approval is credit Many ... A Brief Guide to Starting a Home Based Business A Brief Guide to Starting a Home Based Business Copyright © Ian Nicholson 2010 All rights reserved No part of this Book may be reproduced, ... loan deal Do you know about the various loan programs that are available from banks in your area? • Take time to shop around and compare interest rates carefully, as they can vary significantly...