... address accumulating and main-taining wealth and do so correctly. They must save continuously and they must adhere to proper investment principles.Investing during our 40s and 50s requires ... AccumulatorsFerri14.qxd 4/3/2003 9:43 AM Page 225 PEOPLE MATURE in several ways, including physically, emotion-ally, professionally, and financially. Accumulating and maintain-ing wealth during our 40s and ... the course. 240 Protecting Your Wealth in Good Times and Bad Ferri14.qxd 4/3/2003 9:43 AM Page 240 income needs in retirement: simply figure out how much you arespending now and make a few adjustments.There...