... conversions, 204–206 Depreciation, 30– 31 Gentrification, 211 – 212 Depressed markets, 17 3 Goalsetting, 12 17 Disclosure revolution, 13 6 13 7 Grass-is-greener, 13 1 Disclosures, 19 8 19 9 Griswald, ... Discounted notes, 32–33 Gross rent multiplier, Distressed owners, 13 0 13 1 17 6 17 7 Down payment assistance, 10 1 Guests, 250 Due diligence, 13 5 Due on sale, 80 Hard money lenders, 10 1 10 5 ... 14 8 15 0 Credit strength, 41 42 sale, 14 4 14 5 Curb appeal, 200–203 specialists, 15 4 15 5 Cycles of history, 23 speculators, 15 7 Freddy Mac, 63–64 Debt, 11 8 12 0 Debt coverage ratio, 12 5 12 6...