... the board. Make sure to discuss common reasons for spending including impulse spending, keeping up with peers, increasing self esteem and reasons for saving including preparing for unexpected ... the exercise, students write an explanation of why they choose a particular use of their money. 6. After completing Exercise 4, students must prepare a brief presentation to make to the class ... time period between when you receiveyour credit card bill and when you have to pay it. FALSE 6. To keep your credit card interest payments as low as possible, a. pay the minimum monthly payment...