... efficiency and involved a 24%reduction in staffing levels.9 Australia and New Zealand Banking Group Limited – 1997 Annual Report Summary Australia and New Zealand Banking Group Limited recorded ... Charter. ANZ is Australia and New Zealand s international bank. Inits home markets of Australia and New Zealand, ANZ is amajor financial institution providing the full range of banking and other ... applicable25 Australia and New Zealand Banking Group Limited – 1997 Annual Report (left to right)DR R S DEANEPhD, B Com (Hons), FCA, FCIS, FNZIMChief Executive and Managing Director, Telecom New Zealand...