... points Extend credit up to $1,000310-330 points Extend credit up to $2,000340-360 points Extend credit up to $3,000370-380 points Extend credit up to $4,000390-400 points Extend credit up to ... Characteristics of consumer credit Consumer credit is distinguished from business credit by the following characteristics:Firstly, due to small scale of each consumer credit agreement which leads ... consumer credit is mandated by the following legal documents:- The 1997 Law on Credit Institutions and the 2004 Law amending and supplementing a number of articles of the Law on Credit Institutions.-...