... 1 ,65 7 10% 42 0.3%Term deposit in post ofce 201 1% - 0.0%Loans outstanding 8,470 53% 12, 964 99%Total $ 16, 118 100% $ 13,0 51 100% Liabilities and EquitySavings/equity contributions 10 ,60 9 66 % ... 100% Liabilities and EquitySavings/equity contributions 10 ,60 9 66 % 9 ,65 2 74%Retained earnings 5,509 34% 3,3 98 26% Total $ 16, 118 100% $ 13,0 50 100% Optimising Performance and Efficiency Series | Savings for the Poor24liability records, ... events such as birth, death and marriage, education and home-making, widowhood, old age and death, and the need to leave something behind for one’s heirs, and for seasonal variations in consumption....