... Trade Organization, Joint Stock Banks will face increasingly competitive pressure by foreign banks that have much more high power of finance and technology. Vietnam joint stock commercial bank ... market. Joint- Stock Commercial Bank system consists of 37 members. It is now seeing a decline in number but an increase in scale for each member Joint- Venture Bank, foreign bank branches: 4 Joint- Venture ... opposing increasing competition of Joint Stock competitors in order to exist and development. Moreover, I have been working in VPBank, one of the first Joint Stock banks in Vietnam, as an officer...