... protections for credit cards, which cap your liability for unauthorized charges at $50 (see the credit card section starting on the next page), your liability limit for a debit card depends ... credit cards. Potential Benefits Convenience and Speed: As with credit cards, debit cards are a way to pay for purchases quickly, without writing checks or having to make sure you are carrying ... a different type of credit card, a “charge card,” that must be paid in full each month. “A charge card may be a good option for people who are not planning to carry a balance and want to...