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Boiling Springs Savings Bank - New Technology at work: SVT (See, Verify, Trust) pptx

Elavon Merchant Services - Corporate Services at Union Savings Bank  pdf

Elavon Merchant Services - Corporate Services at Union Savings Bank  pdf

... CorporateServices at Union Savings Bank Introduction Union Savings Bank inDanbury,Connecticut,isacommunity bank dedicatedtothegrowthandprogressofitscustomersacrossConnecticut.Establishedin1866,the bank isrootedinthetraditionsofprovidingthebestservicetocustomersandgivingbacktothecommunity.Notonlydoesthe bank encourageitsstaffmemberstovolunteer,italsodonated$1.6millionin2011tocharitieswithinitsfootprint.Union Savings Bank currentlyhas29branches,6,500businessDDAsandassetsof$2.5billion.The ... ResultsFromJunethroughDecember,2011,Union Savings Bank reached$10millionin new businesssalesthroughthemerchantservicesprogram.“Oursalesgoalsfocusedonopeningacertainnumberofaccountsaswellasdrivingresidualincome,”saidRusiecki.“Wewereluckytoopensomelargeraccountslastyear,whichdrovethesalesfiguresup.”Beyondincreasedsales,the bank measuresthesuccessofthisprogrambypersonallyreviewingcustomersatisfaction.“Wecontactourcustomersperiodically,”saidRusiecki.“Maybeit’snotspecificallytoaskaboutmerchantprocessing,butwegenerallybringitup.Therearenoinstancesofcomplaints.EveryoneIhaveheardfromishappy–especiallywiththe24/7service.AllElavonrepresentativesarecarefultoaddressconcernsrightawaybeforetheybecomeproblems.”Rusieckihasgatheredalotofpositivefeedback.“Pricingflexibilityisonebenefitourcustomersreallyappreciate,”hesaid.“Ithelpsthemtocompeteinachallengingmarket.Theyalsolikesomeoftheotherperkswecanoffer,suchasgiftcards.Nowsmallerbusinessescanoffergiftcardsthathelpbuildcustomerloyalty.”Withaccessto new paymentprocessingsolutions,Union Savings Bank customerscansolverealworldproblems.“Ilovetohearstoriesabouthowwemakeadifferenceforourcustomers,”saidRusiecki.“Forexample,wehaveahomeheatingoildistributercustomerwhowastakingquiteafewchecksthatwouldthenbounce.Weworkedwiththeownertoshowhimitwasworthittoacceptdebitorcreditcardssohedidn’thavetochasepeopledownforpayment.Wesetupwirelessterminalssocustomerscouldpayondelivery.”Union Savings Bank –ElavonMerchantServices CaseStudy3 Likemanybanks,Union Savings Bank strivestosecurethewholerelationshipwithacorporatecustomer.“Wewanttobeafull‐serviceproviderforcustomers,”saidRusiecki.“Merchantprocessingisanothertoolthathelpstoroundoutourproductmixandcontributetothebottomline.Customersseethisasafeeforaservicetheyneed,somethingthathelpstheirbottomlineaswell,notjustapenaltyfee.”The ... CaseStudy2Oncetheimplementationandtrainingwerecomplete,Rusiecki’sCorporateServicesteamworkedwiththe Bank sretailbankingandmarketingdepartmenttogetthewordoutaboutthe new offering.“We’vegotanexpert at the bank whohelpsuswithourmarketingcampaigns,andwe’vetakenadvantageofvariouse‐marketingopportunities,”saidRusiecki.“Withelectroniccampaigns,wecanprepareallthemessagingandeverythingwithinafewdaysandmakesurewetargettheri...
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... indicates that his candidate is average, it will be taken to mean that the candidate is below average. Now imagine that you have an average candidate, and you want to write her a letter that ... the battle by retreating. Eliminating the option of retreating makes your threat credible and allows you to win a bloodless victory. Cortez, conqueror of the Aztecs, employed this boat-burning ... your army in a full-blown battle for the castle, so you desperately pray for your enemy's surrender. Since the enemy knows that it would lose the battle, one might think that it indeed should...
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