... data, over the period 1993 to 2003 to investigate some of the main factors influencing interest rate spreads in the ECCU. The determinants of interest rate spreads were classified as follows; ... “The Determinants of Bank Interest Spreads in Brazil,” Joint Research of the Central Bank of Brazil and the University of Sao Paulo. Barajas, A., R. Steiner and N. Salazar, 1999, Interest Rate ... regulated savings deposit rate and interest rate spreads. The coefficient of 0.48 implies that over the study period, the statutory minimum deposit rate has raised interest rates spreads in the...