BALANCED STRUCTURAL POLICY: GERMAN SAVINGS BANKS FROM A REGIONAL ECONOMIC PERSPECTIVE pptx

... and Regional Studies6. Savings Banks Spatial Environment and Returns7. Regions and their Savings Banks E The Challenges of a Balanced Structural Policy 8. Savings Banks as Players in a Balanced ... savings banks and regional indicators for Germany as a whole,western Germany and eastern Germany 119Table 4 Savings bank lending from 1999 to 2003 Germany,western Germany and eastern Germany 124Table ... the Banking Market4. Savings Banks from a Competition, Regional Economic andBanking Theory Perspective 5. The Principle of Regionalism: The Disadvantages of Regional TiesD Savings Banks and...

Tài liệu INFLATION-LINKED BONDS FROM A CENTRAL BANK PERSPECTIVE pptx

... 3.30 Aaa/AAA/AAAItaly Sep. 2010 Sep. 2004 12.80 Aa2/AA-/AAFrance July 2012 Nov. 2001 14.50 Aaa/AAA/AAAItaly Sep. 2014 Feb. 2004 14.50 Aa2/AA-/AAFrance July 2015 Nov. 2004 9.27 Aaa/AAA/AAAGermany ... Aaa/AAA/AAAGermany Apr. 2016 Mar. 2006 5.50 Aaa/AAA/AAAFrance July 2020 Jan. 2004 8.72 Aaa/AAA/AAAGreece July 2025 Mar. 2003 7.20 A1 /A/ AFrance July 2032 Oct. 2002 7.47 Aaa/AAA/AAAItaly Sep. 2035 ... 2004 8.42 Aa2/AA-/AA10ECB Occasional Paper No 62June 2007at par, implying deflation protection. However, the Italian and Greek bonds are perceived by rating agencies as bearing a different...

Tài liệu The Significance of German Savings Banks in regional Structural and Cohesion Policy: Can they avoid regional downward Spirals? pdf

... banks can differ regionally within a nation state, as is also the case for Germany. All private commercial banks, co-operative banks and savings banks have branches in some regions, especially ... banks and savings banks exhibits high com-petition intensity at the national level. Measured against earning ratios in European comparison, German banks have had to take a back seat in the last ... regional banks the aim was to get reliable and exact data. Therefore the author did not work with a sam-ple, but prepared the data for all savings banks and all regions in Germany (statistical population)....

Tài liệu Capital Policy of German Savings Banks – A Survey doc

... equals 1 if all responding savings banks have a total capital ratio smaller than 9.5 percent of risk-weighted assets, and it is 4 if all participating savings banks have a total capital ratio ... savings banks change their capital ratio? We also surveyed the German savings banks about what instruments were most important to manage their capital ratio. In general, savings banks can change ... the banks aiming at a quantitative capital ratio have a more complex capital management. In line with this finding, we obtain evidence that the savings banks, with a quantitative capital target,...

Reproductive intentions and choices among HIV-infected individuals in Cape Town, South Africa: Lessons for reproductive policy and service provision from a qualitative study ppt

... Landon Myerb, Virginia Zweigenthal a , Jane Harries a , Phyllis Orner a , Nontuthuzelo Manjezi a , and Pumeza Ngubane a BACKGROUND While many HIV-infected individuals do not wish to have ... (range 2 weeks–8 years) and 2.8 years for men (range 2 weeks–10 years). The average age of female (range 20–45 years) and male (range 26–57 years) respondents was 27 and 37 years respectively. ... boyfriend…are aware that I am HIV-positive and people will ask why am I not becoming pregnant in marriage. woman not on ART There are guys who criticise that you don’t have a child yet. -man...

Market discipline at German savings banks‡ pot

... 1989/1990, the East German savings banks were resolved – with the aid of West German savings banks – from the state bank and were reintegrated into the German savings bankorganization (Günther ... (especially regional diﬀerences across locally acting savings banks) and from unobserved variables that are constant across entities but vary over time (especiallygeneral macroeconomic and banking ... estimations.4 Data4.1 Data BaseWe extract annual bank-level data from 1998 to 2005 from the BankScope data base. This database is oﬀered by Bureau van Dijk Electronic Publishing (BvDEP), whose main informationprovider...

Tài liệu IT Project Management from a Systems Thinking Perspective doc

... deﬁnition (Maani and Cavana, 2000).Maani and Cavana (2000) also note that in the ‘hard’ approaches, organizational and people issuesare not taken into account, and data is usually quantitative. ... components and is usuallyformulated using some diagramming technique such as causal loop diagrams or stock and ﬂowdiagrams (Sterman, 2000; Maani and Cavana, 2000). A causal loop diagram (and also a ... regard a causal model that is validated in a particular case as a represen-tation of an empirical fact and derive from this a theory. This type of generalization underpins thecase study research...

Tài liệu Character Animation from a Motion Capture Database pptx

... this approach for character animation has also increased. The mainchallenge that an animator is confronted with is to create sufﬁcient detail in orderto generate an character animation with a ... style to an initialkeyframed animation. Then, a different approach to create a character animationis proposed: the animator starts the animation with keyframing, a method that heis familiar with, ... pro-cess of animating a character is expected to be simpliﬁed. In our approach, ananimator starts a character animation with keyframing, a method that he is familiarwith, to animate some degrees...

Tài liệu Báo cáo khoa học: "ISSUES IN NATURAL LANGUAGE ACCESS TO DATABASES FROM A LOGIC PROGRAMMING PERSPECTIVE" doc

... make database languages more like natural language. However Prolog is much more general than relational database formalisms, in that it permits data to be defined by general rules having ... "top-down" approach, as reallsed in the language Prolog, has a great deal in common with the relational approach to databases, which can be seen as the result of a "bottom-up" effort to make ... ISSUES IN NATURAL LANGUAGE ACCESS TO DATABASES FROM A LOGIC PROGRAMMING PERSPECTIVE David H D Warren Artificial Intelligence Center SRI International, Menlo Park, CA 94025, USA I INTRODUCTION...

The Impact of Low Income on Child Health: Evidence from a Birth Cohort Study pptx

... between health status and socio -economic status’, Journal of Econometrics, 112: 3-56. Adda J, Chandola T and Marmot M (2003), ‘Socio -economic status and health: Causality and pathways’, Journal of ... using direct measures of income. But we can use this data as a check on the financial hardship based low-income measures. Information is available on both financial hardship and family income ... There are serious constraints on the use of these data as income amounts are recorded in five broad bands. Moreover, data on net family income in ALSPAC is only available when children are aged...

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