... based on their principal chosen lines of business and the char-5 On April 14, 2011, as mandated by the Dodd-Frank Act, the Federal Reserve, along with the Office of the Comptroller of the Currency, ... the Currency, the Federal Deposit Insurance Corporation, the for-mer Office of Thrift Supervision, the National Credit UnionAdministration, the Securities and Exchange Commission, and the Federal ... on incentive compensation practices. The pro-posed rule builds off the interagency guidance. This report focuses on the observations from the horizontal review, whichwas conducted in the context...